Chesapeake City property record for 405 Slate St, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,365 sqft · built 1980 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Aug 2019) |
| Tax Bill | $4,782 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2019 Sale & Mortgage |
| APN | 0492002000110 |
| Primary APN | 0492002000110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,365 sqft Living Area |
| 1st Floor Area | 1,765 sqft |
| Attic | Attic |
| Attic Area | 408 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,003 sqft (0.574 acres) |
| Lot Dimensions | 210 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | Deck Area |
| Patio Area | 435 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 SLATE ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 26 ALBEMARLE FARMS NORTH SEC 2 |
| Legal Subdivision | ALBEMARLE FARMS NORTH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21103 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 SLATE ST, CHESAPEAKE, VA 23322-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK MORTGAGE |
| Aug 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Deed Document Number | 201921012 |
| Deed Book / Page | 10043 / 1074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 405 SLATE ST, CHESAPEAKE, VA 23322-1705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10335/1582 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 10335/1582 |
| Instrument | 210013104 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 13, 2019 |
| Property Address | 405 SLATE ST, CHESAPEAKE, VA 23322-1705 |
| Document Number | 10043/1074 |
| Book / Page | 10043 / 1074 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 190021012 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLEQUEST AGENCY INC, TITLE QUEST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 SLATE ST, CHESAPEAKE, VA 23322-1705 |
| Document Number | 190021013 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 190021013 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,900 (+5.36%) Land $200,000 Building $298,900 | $498,900 (+5.36%) Land $200,000 Building $298,900 | |
| 2025 | $4,782.00 (+43.69%) | $473,500 (+9.68%) Land $180,000 Building $293,500 | $473,500 (+9.68%) Land $180,000 Building $293,500 |
| 2023 | $431,700 (+10.72%) Land $170,000 Building $261,700 | $431,700 (+10.72%) Land $170,000 Building $261,700 | |
| 2022 | $389,900 Land $140,000 Building $249,900 | $389,900 Land $140,000 Building $249,900 | |
| 2019 | $3,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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