403 Slate St, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 403 Slate St, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,926 sqft · built 1979
Lot Size0.585 acres (25,483 sqft)
Owner2 Individual Names on Record
Last Sale$189,900 (Sep 2003)
Tax Bill$4,193 (2025)
Deeds & MortgagesMay 2022 Refinance
APN0492002000100

Property Details

APN / Parcel Number

Primary APN0492002000100

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,926 sqft Living Area
1st Floor Area720 sqft
Upper Floors Area720 sqft
AtticAttic
Attic Area315 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,483 sqft (0.585 acres)
Lot Dimensions165 ft deep x 99 ft wide
Garage TypeMixed
Garage Area815 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck Area315 sqft
Patio Area570 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address403 SLATE ST
CityCHESAPEAKE
StateVA
Zip23322-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionLOT 25 ALBEMARLE FARMS NORTH SEC 2
Legal SubdivisionALBEMARLE FARMS NORTH
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1007
Census Tract21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address403 SLATE ST, CHESAPEAKE, VA 23322-1705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2003 · Amount on Record
Deed SaleSep 3, 2003 · Amount on Record
Deed Book / Page5029 / 1
Prior Transfer DateMar 14, 2002
Prior Transfer Doc4559000257
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address403 SLATE ST, CHESAPEAKE, VA 23322-1705
Transaction TypeMortgage
Record UpdatedJun 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010562/550
DateMay 23, 2022
Book Page10562/550
Instrument220017286
Lender
NameNATIONS LENDING CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJun 1, 2042
Interest
Rate TypeFixed Rate
Rate4.63%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$441,000 (+6.24%) Land $200,000 Building $241,000$441,000 (+6.24%) Land $200,000 Building $241,000
2025$4,193.00 (+37.84%)$415,100 (+8.69%) Land $180,000 Building $235,100$415,100 (+8.69%) Land $180,000 Building $235,100
2023$381,900 (+12.59%) Land $170,000 Building $211,900$381,900 (+12.59%) Land $170,000 Building $211,900
2022$339,200 Land $140,000 Building $199,200$339,200 Land $140,000 Building $199,200
2019$3,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1994–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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