Chesapeake City property record for 404 Slate St, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,875 sqft · built 1978 |
| Lot Size | 0.689 acres (30,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $451,000 (Aug 2021) |
| Tax Bill | $4,709 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2022 Second Mortgage + 1 more |
| APN | 0492002000350 |
| Primary APN | 0492002000350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,875 sqft Living Area |
| 1st Floor Area | 1,847 sqft |
| Attic | Attic |
| Attic Area | 528 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,013 sqft (0.689 acres) |
| Lot Dimensions | 211 ft deep x 196 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 684 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Patio Area | 331 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 404 SLATE ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 49 ALBEMARLE FARMS NORTH SEC 2 |
| Legal Subdivision | ALBEMARLE FARMS NORTH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21103 |
404 Slate St is owned and occupied by two individuals who bought it in August 2021.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Oct 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Aug 24, 2021 | Special Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Deed Document Number | 202138525 |
| Deed Book / Page | 10431 / 1033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 404 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Document Number | 010911/587 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 10911/587 |
| Instrument | 250025513 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10608/1501 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 10608/1501 |
| Instrument | 220031253 |
| Name | SPRING EQ LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 24, 2021 |
| Property Address | 404 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Document Number | 10431/1033 |
| Book / Page | 10431 / 1033 |
| Instrument Date | May 5, 2021 |
| Instrument | 210038525 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Document Number | 0210038526 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 210038526 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 404 Slate St was $4,709.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497,800 (+6.78%) Land $200,000 Building $297,800 | $497,800 (+6.78%) Land $200,000 Building $297,800 | |
| 2025 | $4,709.00 | $466,200 Land $180,000 Building $286,200 | $466,200 Land $180,000 Building $286,200 |
| 2023 | $432,200 (+13.38%) Land $170,000 Building $262,200 | $432,200 (+13.38%) Land $170,000 Building $262,200 | |
| 2022 | $381,200 Land $140,000 Building $241,200 | $381,200 Land $140,000 Building $241,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 404 Slate St; there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Slate St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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