Chesapeake City property record for 407 Slate St, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,738 sqft · built 1979 |
| Lot Size | 0.486 acres (21,170 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,240 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Dec 2018 Mortgage |
| APN | 0492002000120 |
| Primary APN | 0492002000120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| Attic | Attic |
| Attic Area | 315 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,170 sqft (0.486 acres) |
| Lot Dimensions | 209 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Patio Area | 122 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 407 SLATE ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 27 ALBEMARLE FARMS NORTH SEC 2 |
| Legal Subdivision | ALBEMARLE FARMS NORTH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21103 |
407 Slate St is owned and occupied by two individuals who acquired it in February 2022.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 SLATE ST, CHESAPEAKE, VA 23322-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA |
| Dec 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 24, 2022 |
| Transfer Doc | 010527/287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 1, 2022 |
| Property Address | 407 SLATE ST, CHESAPEAKE, VA 23322-1705 |
| Document Number | 010527/287 |
| Book / Page | 10527 / 287 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 220007074 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 SLATE ST, CHESAPEAKE, VA 23322-1705 |
| Document Number | 010527/290 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 10527/290 |
| Instrument | 220007075 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 407 SLATE ST, CHESAPEAKE, VA 23322-1705 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 09972/1187 |
|---|---|
| Date | Dec 6, 2018 |
| Book Page | 9972/1187 |
| Instrument | 180031721 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
The 2025 property tax bill for 407 Slate St was $4,240, up 8.9% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,300 (+7.03%) Land $200,000 Building $249,300 | $449,300 (+7.03%) Land $200,000 Building $249,300 | |
| 2025 | $4,240.00 (+8.89%) | $419,800 Land $180,000 Building $239,800 | $419,800 Land $180,000 Building $239,800 |
| 2024 | $3,894.00 | ||
| 2023 | $363,700 (+11.53%) Land $170,000 Building $193,700 | $363,700 (+11.53%) Land $170,000 Building $193,700 | |
| 2022 | $326,100 Land $140,000 Building $186,100 | $326,100 Land $140,000 Building $186,100 | |
| 2019 | $2,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 407 Slate St; there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Slate St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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