Routt County property record for 406 Clover Cir, Hayden, CO 81639 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,352 sqft · built 1976 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,238 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R3827802 |
| Primary APN | R3827802 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 2,708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Lot Area | 7,405 sqft (0.17 acres) |
| Terrain | Steep |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | R3827802 |
|---|---|
| Street Address | 406 CLOVER CIR |
| City | HAYDEN |
| State | CO |
| Zip | 81639-5088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 1 GOLDEN MEADOWS SUBD FILING 1 |
| Legal Range | 88 |
| Legal Township | 06 |
| Legal Section | 16 |
| Legal Subdivision | GOLDEN MEADOWS SUBD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ROUTT CO |
| Township / Civil Division | HAYDEN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 200 |
Source: Routt County records · APN R3827802
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 700, HAYDEN, CO 81639-0700 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 10, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2020 |
| Transfer Doc | 0000807253 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 406 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000807589 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 807589 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 406 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000825841 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 825841 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 406 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 406 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Document Number | 0000835460 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 835460 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | Feb 10, 2020 |
| Property Address | 406 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Document Number | 0000807253 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 807253 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 844, HAYDEN, CO 81639-0844 |
Source: Routt County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Routt County |
| Municipality | Hayden Town |
| Unified School District | Hayden School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,238.00 (+22.24%) | $60,720 (+34.19%) Land $4,760 Building $55,960 | $861,310 (+27.54%) Land $67,500 Building $793,810 |
| 2024 | $5,103.00 (+0.85%) | $45,250 (-) Land $3,100 Building $42,150 | $675,300 (-) Land $46,230 Building $629,070 |
| 2023 | $5,060.00 (+22.55%) | $45,250 (+28.99%) Land $3,100 Building $42,150 | $675,300 (+33.82%) Land $46,230 Building $629,070 |
| 2022 | $4,129.00 | $35,080 Land $2,020 Building $33,060 | $504,620 Land $29,000 Building $475,620 |
Source: FEMA National Flood Hazard Layer, Routt County (08107C), updated November 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081070002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 35% of the US · above 18% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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