4089 Silverstream Ter, Sanford, FL 32771 Property Records

Seminole County property record for 4089 Silverstream Ter, Sanford, FL 32771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 2021
Lot Size0.132 acres (5,750 sqft)
OwnerCompany Name on Record
Last Sale$410,000 (Mar 2024)
Tax Bill$5,022 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN33-19-31-5VH-0000-0530

Property Details

APN / Parcel Number

Primary APN33-19-31-5VH-0000-0530
Alternative APN
  • 1931335VH00000530

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,846 sqft Living Area
Gross Area2,287 sqft
1st Floor Area1,846 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,750 sqft (0.132 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4089 SILVERSTREAM TER
CitySANFORD
StateFL
Zip32771-4024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 53 RIVERBEND AT CAMERON HEIGHTS PLAT BOOK 83 PAGES 31-38
Legal SubdivisionRIVERBEND AT CAMERON HEIGHTS
Legal Lot Number53
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1051
Census Tract21100

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1581 WILLOWSCOVE CT, WINTER SPRINGS, FL 32708-0030
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2024Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 23, 2021Special Warranty Deed, Subdivision Related Transfer
DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2024 · Amount on Record
Deed SaleMar 5, 2024 · Amount on Record
Prior SaleSep 23, 2021 · Amount on Record
Deed Document Number202419839
Deed Book / Page10590 / 1481
Last Transfer DateOct 29, 2024
Transfer Doc0107181126
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 5, 2024
Property Address4089 SILVERSTREAM TER, SANFORD, FL 32771-4024
Document Number0105901481
Book / Page10590 / 1481
Map ReferenceMB 83 PG 31-38
Instrument DateFeb 29, 2024
Instrument2024019839
Transaction TypeTransfer
Record UpdatedMar 14, 2024
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3861 SUNNY SPRINGS ST, PLANT CITY, FL 33565

Transferred To (Grantee/Buyer)

NameVerified Name
Address1581 WILLOWSCOVE CT, WINTER SPRINGS, FL 32708-0030

Mortgage

Document Number0105901483
DateMar 5, 2024
Instrument10590/1483
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateSep 23, 2021
Property Address4089 SILVERSTREAM TER, SANFORD, FL 32771-4024
Document Number0100511427
Book / Page10051 / 1427
Map ReferenceMB 83 PG 31-38
Instrument DateSep 21, 2021
Instrument2021126454
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 25, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Tax$2,411.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address4089 SILVERSTREAM TER, SANFORD, FL 32771-4024

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,022.00 (+2.99%)$344,870 (-0.63%) Land $85,000 Building $259,870$344,870 (-0.63%) Land $85,000 Building $259,870
2023$4,876.00 (+9.4%)$347,066 (+11.93%)$347,066 (+5.14%) Land $85,000 Building $262,066
2022$4,457.00$310,077$330,104 Land $75,000 Building $255,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims17 (2008–2024)
Claims Outside the SFHA7 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 6 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people · EPA ID FL3590205
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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