4097 Silverstream Ter, Sanford, FL 32771 Property Records

Seminole County property record for 4097 Silverstream Ter, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,626 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$494,490 (Apr 2023)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-19-31-5VH-0000-0510`

Property Details

APN / Parcel Number

Primary APN	`33-19-31-5VH-0000-0510`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,626 sqft Living Area
1st Floor Area	1,106 sqft
2nd Floor Area	1,520 sqft
Upper Floors Area	1,520 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4097 SILVERSTREAM TER
City	SANFORD
State	FL
Zip	32771-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 RIVERBEND AT CAMERON HEIGHTS PLAT BOOK {83} PAGES {31-38}
Legal Range	31
Legal Township	19
Legal Section	33
Legal Subdivision	RIVERBEND AT CAMERON HEIGHTS
Legal Lot Number	51
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1051
Census Tract	21100

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4097 SILVERSTREAM TER, SANFORD, FL 32771-4024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	2023038576
Deed Book / Page	10429 / 1120
Record Updated	Jun 8, 2026

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 27, 2023
Property Address	4097 SILVERSTREAM TER, SANFORD, FL 32771-4024
Document Number	0104291120
Book / Page	10429 / 1120
Map Reference	MB 83 PG 31-38
Instrument Date	Apr 20, 2023
Instrument	2023038576
Transaction Type	Subdivision Related Transfer
Record Updated	May 10, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,461.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4097 SILVERSTREAM TER, SANFORD, FL 32771-4024

Mortgage

Document Number	0104291121
Date	Apr 27, 2023
Instrument	10429/1121

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,691.00 (-48.14%) Homeowner's exemption	$230,917 (-43.85%)	$403,681 (-1.84%) Land $85,000 Building $318,681
2023	$5,189.00 (+13.3%)	$411,228 (+21.64%)	$411,228 (+14.1%) Land $85,000 Building $326,228
2022	$4,580.00	$338,075	$360,417 Land $75,000 Building $285,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	17 (2008–2024)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 6 claims Hurricane Ian, Sep 2022 · 4 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20