4084 Silverstream Ter, Sanford, FL 32771 Property Records

Seminole County property record for 4084 Silverstream Ter, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$290,550 (Oct 2019)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-19-31-5VH-0000-0440`

Property Details

APN / Parcel Number

Primary APN	`33-19-31-5VH-0000-0440`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,846 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4084 SILVERSTREAM TER
City	SANFORD
State	FL
Zip	32771-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 RIVERBEND AT CAMERON HEIGHTS PLAT BOOK {83} PAGES {31-38}
Legal Range	31
Legal Township	19
Legal Section	33
Legal Subdivision	RIVERBEND AT CAMERON HEIGHTS
Legal Lot Number	44
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1050
Census Tract	21100

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4084 SILVERSTREAM TER, SANFORD, FL 32771-4013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	2019107788
Deed Book / Page	09450 / 1278
Record Updated	Jun 8, 2026

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 3, 2019
Property Address	4084 SILVERSTREAM TER, SANFORD, FL 32771-4013
Document Number	0094501278
Book / Page	09450 / 1278
Map Reference	MB 83 PG 31-38
Instrument Date	Sep 30, 2019
Instrument	2019107788
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,034.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4084 SILVERSTREAM TER, SANFORD, FL 32771-4013

Mortgage

Document Number	0094501279
Date	Oct 3, 2019
Instrument	09450/1279

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,253.00 (+2.46%) Homeowner's exemption	$270,873 (+5.99%)	$341,989 (-0.64%) Land $85,000 Building $256,989
2023	$3,175.00 (+2.65%) Homeowner's exemption	$255,572 (+3%)	$344,187 (+5.16%) Land $85,000 Building $259,187
2022	$3,093.00 Homeowner's exemption	$248,128	$327,301 Land $75,000 Building $252,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	17 (2008–2024)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 6 claims Hurricane Ian, Sep 2022 · 4 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20