4080 Silverstream Ter, Sanford, FL 32771 Property Records

Seminole County property record for 4080 Silverstream Ter, Sanford, FL 32771

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,856 sqft · built 2019
OwnerIndividual Name on Record
Last Sale$334,990 (Jan 2020)
Tax Bill$3,301 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-19-31-5VH-0000-0430

Property Details

APN / Parcel Number

Primary APN33-19-31-5VH-0000-0430

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,856 sqft Living Area
1st Floor Area1,329 sqft
2nd Floor Area1,527 sqft
Upper Floors Area1,527 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area114 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4080 SILVERSTREAM TER
CitySANFORD
StateFL
Zip32771-4013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 RIVERBEND AT CAMERON HEIGHTS PLAT BOOK {83} PAGES {31-38}
Legal Range31
Legal Township19
Legal Section33
Legal SubdivisionRIVERBEND AT CAMERON HEIGHTS
Legal Lot Number43
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1050
Census Tract21100

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4080 SILVERSTREAM TER, SANFORD, FL 32771-4013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
CAKE MORTGAGE CORP
Jan 9, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2020 · Amount on Record
Deed SaleJan 9, 2020 · Amount on Record
Deed Document Number2020003030
Deed Book / Page09515 / 1463
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4080 SILVERSTREAM TER, SANFORD, FL 32771-4013
Transaction TypeMortgage
Record UpdatedMar 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address48080 SILVER STREAM TER, SANFORD, FL 32771

Mortgage

Document Number0101741729
DateFeb 21, 2022
Book Page10174/1729
Instrument2022021775
Lender
NameCAKE MORTGAGE CORP
TypeMortgage Company
AddressCHATSWORTH, CA 91311
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2042

January 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateJan 9, 2020
Property Address4080 SILVERSTREAM TER, SANFORD, FL 32771-4013
Document Number0095151463
Book / Page09515 / 1463
Map ReferenceMB 83 PG 31-38
Instrument DateDec 20, 2019
Instrument2020003030
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4080 SILVERSTREAM TER, SANFORD, FL 32771-4013

Mortgage

Document Number0095151464
DateJan 9, 2020
Instrument09515/1464
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,301.00 (+2.58%) Homeowner's exemption$274,288 (+5.99%)$428,978 (+3.21%) Land $85,000 Building $343,978
2023$3,218.00 (+2.68%) Homeowner's exemption$258,794 (+3%)$415,634 (+21.3%) Land $85,000 Building $330,634
2022$3,134.00 Homeowner's exemption$251,256$342,639 Land $75,000 Building $267,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims17 (2008–2024)
Claims Outside the SFHA7 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 6 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people · EPA ID FL3590205
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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