Seminole County property record for 4081 Silverstream Ter, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,626 sqft · built 2019 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $313,370 (Oct 2019) |
| Tax Bill | $4,858 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-19-31-5VH-0000-0550 |
| Primary APN | 33-19-31-5VH-0000-0550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 3,088 sqft |
| 1st Floor Area | 1,106 sqft |
| Upper Floors Area | 1,520 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4081 SILVERSTREAM TER |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-4024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 55 RIVERBEND AT CAMERON HEIGHTS PLAT BOOK 83 PAGES 31-38 |
| Legal Subdivision | RIVERBEND AT CAMERON HEIGHTS |
| Legal Lot Number | 55 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 21100 |
Source: Seminole County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4081 SILVERSTREAM TER, SANFORD, FL 32771-4024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
| Oct 29, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2019 · Amount on Record |
| Deed Sale | Oct 29, 2019 · Amount on Record |
| Deed Document Number | 2019117582 |
| Deed Book / Page | 9467 / 658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 4081 SILVERSTREAM TER, SANFORD, FL 32771-4024 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4081 SILVERSTREAM TER, SANFORD, FL 32771-4024 |
| Document Number | 0102370813 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 10237/813 |
| Instrument | 2022056735 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 4081 SILVERSTREAM TER, SANFORD, FL 32771-4024 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4081 SILVERSTREAM TER, SANFORD, FL 32771-4024 |
| Document Number | 0097330428 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 9733/428 |
| Instrument | 2020116473 |
| Name | 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
|---|---|
| Type | Mortgage Company |
| Address | CRESSKILL, NJ 07626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 29, 2019 |
| Property Address | 4081 SILVERSTREAM TER, SANFORD, FL 32771-4024 |
| Document Number | 0094670658 |
| Book / Page | 09467 / 0658 |
| Map Reference | MB 65 PG 31-38 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 2019117582 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,193.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 4081 SILVERSTREAM TER, SANFORD, FL 32771-4024 |
| Document Number | 0009467659 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 09467/659 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,858.00 (+10.03%) Homeowner's exemption | $373,754 (+7.17%) | $403,575 (-1.96%) Land $85,000 Building $318,575 |
| 2023 | $4,415.00 (+2.53%) Homeowner's exemption | $348,758 (+3%) | $411,647 (+14.07%) Land $85,000 Building $326,647 |
| 2022 | $4,306.00 Homeowner's exemption | $338,600 | $360,883 Land $75,000 Building $285,883 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 17 (2008–2024) |
| Claims Outside the SFHA | 7 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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