4037 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4037 Nelson Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,616 sqft · built 1920
Lot Size7.71 acres (335,848 sqft)
OwnerIndividual Name on Record
Tax Bill$3,460 (2026)
Deeds & MortgagesDec 2018 Sale
Mar 2018 Line of Credit
Flood ZoneZone A (high risk)
APN520-0016-03520

Property Details

APN / Parcel Number

Primary APN520-0016-03520
Alternative APN
  • 137954

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,616 sqft Gross Area
1st Floor Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood
Construction TypeFrame
Lot Area335,848 sqft (7.71 acres)
Garage Area672 sqft

Exterior Amenities

PorchSlab
Porch Area208 sqft
Storage Building64 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number137954
Street Address4037 NELSON RD
CityDULUTH
StateMN
Zip55803-2721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionWEST 504.63 FEET OF NW1/4 OF SE1/4 OF NW1/4 SERIAL #
Legal Range14W
Legal Township51N
Legal Section27
Legal SubdivisionRICE LAKE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1017
Census Tract10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4037 NELSON RD, DULUTH, MN 55803-2721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 5, 2018Deed of Trust, Mortgage · Line of Credit
MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 18, 2025
Transfer Doc0001505217
Record UpdatedSep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateDec 21, 2018
Property Address4037 NELSON RD, DULUTH, MN 55803-2721
Document Number00A1347044
Instrument DateDec 20, 2018
InstrumentA1347044
Transaction TypeTransfer
Record UpdatedJan 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1.65
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4037 NELSON RD DULUTH MN 558032721, DULUTH, MN 55803-2721

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4037 NELSON RD, DULUTH, MN 55803-2721
Document Number0001329475
Instrument DateMar 5, 2018
Transaction TypeMortgage
Record UpdatedMar 30, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4037 NELSON RD DULUTH MN 558032721, DULUTH, MN 55803-2721

Mortgage

Document Number0001329475
DateMar 15, 2018
Instrument1329475
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55807
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 14, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,460.00 (+3.84%) Homeowner's exemption
2025$3,332.00 (+1.59%) Homeowner's exemption$278,300 (+0.22%) Land $75,800 Building $202,500$278,300 (+0.22%) Land $75,800 Building $202,500
2024$3,280.00$277,700 (+15.61%) Land $75,200 Building $202,500$277,700 (+15.61%) Land $75,200 Building $202,500
2022$240,200 Land $71,400 Building $168,800$240,200 Land $71,400 Building $168,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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