Hamilton County property record for 408 Guild Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,125 sqft · built 1945 |
| Lot Size | 0.41 acres (17,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,514 (Oct 2012) |
| Tax Bill | $1,588 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 158I E 011 |
| Primary APN | 158I E 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,125 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,879 sqft (0.41 acres) |
| Lot Dimensions | 190 ft deep x 94.1 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000100387 |
|---|---|
| Street Address | 408 GUILD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT PT 2 & 4 BLK 9 MC REYNOLDS FARM PB 13 PG 22 069B 08 03 |
| Legal Subdivision | BRAINARD HILLS |
| Legal Tract | 9 |
| Legal Block | 9 |
| Legal Lot Number | 2,4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 3400 |
408 Guild Dr is owned and occupied by an individual who acquired it in August 2016.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 GUILD DR, CHATTANOOGA, TN 37421-3921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2012 · Amount on File |
| Deed Sale | Oct 4, 2012 · Amount on File |
| Prior Sale | Oct 4, 2012 · Amount on File |
| Deed Document Number | 0000000056 |
| Deed Book / Page | 9762 / 738 |
| Last Transfer Date | Aug 16, 2016 |
| Transfer Doc | 0000000188 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 408 Guild Dr was $1,588, up 3% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,588.00 (+29.95%) | $104,825 (+91.81%) | $419,300 (+91.81%) Land $75,000 Building $344,300 |
| 2024 | $1,222.00 | $54,650 (-) | $218,600 (-) Land $40,000 Building $178,600 |
| 2023 | $1,222.00 | $54,650 (-) | $218,600 (-) Land $40,000 Building $178,600 |
| 2022 | $1,222.00 | $54,650 | $218,600 Land $40,000 Building $178,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 Guild Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1979–2009) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Guild Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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