Hamilton County property record for 401 Guild Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,318 sqft · built 2013 |
| Lot Size | 0.456 acres (19,887 sqft) |
| Owner | Company Name on Record |
| Last Sale | $77,000 (Jan 1997) |
| Tax Bill | $2,157 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 158I E 008 |
| Primary APN | 158I E 008 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,318 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,887 sqft (0.456 acres) |
| Lot Dimensions | 215 ft deep x 92.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000100384 |
|---|---|
| Street Address | 401 GUILD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 8 BLK 13 BRAINERD HILLS PB 14 PG 31 069B 04 01 |
| Legal Subdivision | BRAINERD HILLS |
| Legal Block | 13 |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 3400 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 401 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 3, 2025 | Intrafamily Transfer, Transfer |
| May 10, 2018 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 29, 1997 · Amount on Record |
| Deed Sale | Jan 29, 1997 · Amount on Record |
| Prior Sale | Sep 27, 2012 |
| Deed Document Number | 0047290161 |
| Deed Book / Page | 158 |
| Last Transfer Date | Sep 3, 2025 |
| Transfer Doc | 0000000246 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 3, 2025 |
| Property Address | 401 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Document Number | 0000000246 |
| Book / Page | 14032 / 820 |
| Map Reference | MB 14 PG 31 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2025090300246 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 401 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 401 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Document Number | 0000000075 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 401 GUILD DR CHATTANOOGA TN 374213922, CHATTANOOGA, TN 37421-3922 |
| Document Number | 0000000075 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 011353/000896 |
| Instrument | 75 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,157.00 (+6.68%) | $142,375 (+57.49%) | $569,500 (+57.49%) Land $75,000 Building $494,500 |
| 2024 | $2,022.00 | $90,400 (-) | $361,600 (-) Land $40,000 Building $321,600 |
| 2023 | $2,022.00 (+2.95%) | $90,400 (+2.96%) | $361,600 (+2.96%) Land $40,000 Building $321,600 |
| 2022 | $1,964.00 | $87,800 | $351,200 Land $40,000 Building $311,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1979–2009) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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