323 Guild Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 323 Guild Dr, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,495 sqft · built 1942
Lot Size0.481 acres (20,974 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Jul 2023)
Tax Bill$1,436 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Jul 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN158H K 024

Property Details

APN / Parcel Number

Primary APN158H K 024
Alternative APN
  • 0000100262

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,495 sqft Living Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,974 sqft (0.481 acres)
Lot Dimensions212 ft deep x 100 ft wide
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000100262
Street Address323 GUILD DR
CityCHATTANOOGA
StateTN
Zip37421-3920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 24 PT 25 BLK 11 BRAINERD HILLS PB 13 PG 22
Legal SubdivisionBRAINERD HILLS
Legal Block11
Legal Lot Number24
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group2
Census Block2019
Census Tract3400

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address323 GUILD DR, CHATTANOOGA, TN 37421-3920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Jul 11, 2022Warranty Deed, Transfer · Conventional Mortgage
CAPSTAR BANK
Nov 16, 2020Warranty Deed, Transfer · Conventional with PMI
COMPASS MTG
Jun 2, 2020Warranty Deed, Transfer
RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW
Jun 2, 2020Warranty Deed, Transfer
RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2023 · Amount on Record
Deed SaleJul 27, 2023 · Amount on Record
Prior SaleJul 11, 2022 · Amount on Record
Deed Document Number2023136
Deed Book / Page13356 / 697
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 27, 2023
Property Address323 GUILD DR, CHATTANOOGA, TN 37421-3920
Document Number0000000136
Book / Page13356 / 697
Map ReferenceMB 278 PG 278
Instrument DateJul 25, 2023
Instrument2023072700136
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,258.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 GUILD DR, CHATTANOOGA, TN 37421-3920

Mortgage

Document Number0000000137
DateJul 27, 2023
Instrument2023072700137
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 11, 2022
Property Address323 GUILD DR, CHATTANOOGA, TN 37421-3920
Document Number0000000315
Book / Page13021 / 279
Map ReferenceMB 807 PG 278
Instrument DateJul 6, 2022
Instrument2022071100315
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFOUNDATION TITLE, FOUNDATION T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 GUILD DR, CHATTANOOGA, TN 37421-3920

Mortgage

Document Number0130210282
DateJul 11, 2022
Instrument13021-0282
Lender
NameCAPSTAR BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 16, 2020
Property Address323 GUILD DR, CHATTANOOGA, TN 37421-3920
Document Number1116000212
Book / Page012233 / 000756
Instrument DateNov 13, 2020
Instrument201116000212
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$895.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address323 GUILD DR CHATTANOOGA TN 374213920, CHATTANOOGA, TN 37421-3920

Mortgage

Document Number1116000213
DateNov 16, 2020
Book Page012233/000758
Instrument201116000213
Lender
NameCOMPASS MTG
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 15, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 2, 2020
Property Address323 GUILD DR, CHATTANOOGA, TN 37421-3920
Document Number0602000084
Book / Page012020 / 000180
Instrument DateMay 21, 2020
Instrument200602000084
Transaction TypeTransfer
Record UpdatedJul 17, 2020
Title CompanyRUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$370.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address323 GUILD DR CHATTANOOGA TN 374213920, CHATTANOOGA, TN 37421-3920
InvestorPossibly a Property Investor

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 2, 2020
Property Address323 GUILD DR, CHATTANOOGA, TN 37421-3920
Document Number0602000085
Book / Page012020 / 000182
Instrument DateMay 21, 2020
Instrument200602000085
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyRUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$444.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7930 LONG DR CHATTANOOGA TN 374212725, CHATTANOOGA, TN 37421-2725

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,436.00 (+18.97%)$94,775 (+75.67%)$379,100 (+75.67%) Land $75,000 Building $304,100
2024$1,207.00$53,950 (-)$215,800 (-) Land $50,000 Building $165,800
2023$1,207.00$53,950 (-)$215,800 (-) Land $50,000 Building $165,800
2022$1,207.00$53,950$215,800 Land $50,000 Building $165,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1979–2009)
Claims Outside the SFHA4 of 13
Most Recent ClaimSep 2009 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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