Hamilton County property record for 407 Guild Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,614 sqft · built 1945 |
| Lot Size | 0.426 acres (18,562 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,200 (Sep 2016) |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | May 2021 Sale Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158I E 005 |
| Primary APN | 158I E 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,614 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,562 sqft (0.426 acres) |
| Lot Dimensions | 92 ft deep x 221 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000100381 |
|---|---|
| Street Address | 407 GUILD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 5 BLK 13 BRAINERD HILLS SUB PB 14 PG 31 069B 04 04 |
| Legal Subdivision | BRAINERD HILLS |
| Legal Block | 13 |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 3400 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Executor's Deed, Transfer |
| Oct 4, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Feb 13, 2017 | Grant Deed, Transfer TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on Record |
| Deed Sale | Sep 23, 2016 · Amount on Record |
| Prior Sale | Aug 15, 2016 · Amount on Record |
| Deed Document Number | 20163 |
| Prior Transfer Date | Jan 22, 2010 |
| Prior Transfer Doc | 0000000110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 3, 2021 |
| Property Address | 407 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Document Number | 0000000293 |
| Book / Page | 12469 / 493 |
| Map Reference | MB 14 PG 31 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021050300293 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 407 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Document Number | 1016000002 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 407 GUILD DR CHATTANOOGA TN 374213922, CHATTANOOGA, TN 37421-3922 |
| Document Number | 1016000002 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 011477/000656 |
| Instrument | 181016000002 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 13, 2017 |
| Property Address | 407 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Document Number | 0000000352 |
| Book / Page | 010975 / 000541 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 352 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $307.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9523 SILENT CIR OOLTEWAH TN 373631051, OOLTEWAH, TN 37363-1051 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,268.00 (+32.36%) | $83,700 (+95.33%) | $334,800 (+95.33%) Land $75,000 Building $259,800 |
| 2024 | $958.00 | $42,850 (-) | $171,400 (-) Land $40,000 Building $131,400 |
| 2023 | $958.00 | $42,850 (-) | $171,400 (-) Land $40,000 Building $131,400 |
| 2022 | $958.00 | $42,850 | $171,400 Land $40,000 Building $131,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1979–2009) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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