Hamilton County property record for 405 Guild Dr, Chattanooga, TN 37421 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 2,315 sqft Living Area |
| Lot Size | 20,257 sqft (0.465 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2017) |
| Tax Bill | $1,320.00 (2025) |
| Primary APN | 158I E 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,315 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,257 sqft (0.465 acres) |
| Depth X Width | 219 ft x 92.5 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 0000100382 |
|---|---|
| Street Address | 405 GUILD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3922 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 13 BRAINERD HILLS SUB PB 14 PG 31 00698 04 03 |
| Legal Subdivision | BRAINERD HILLS SUB |
| Legal Block | 13 |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON TN |
| Minor Civil Division | 8 |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 3400 |
Source: Hamilton County records · APN 158I E 006
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LNDG |
| Jan 17, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage PEOPLES HM EQUITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2017 · Amount on Record |
| Deed Sale | Jan 17, 2017 · Amount on Record |
| Prior Sale | Nov 20, 2007 · Amount on Record |
| Deed Doc Number | 2017011700334 |
| Deed Book / Page | 10954 / 666 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 405 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Document Number | 0422000122 |
| Instrument Date | Apr 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 405 GUILD DR CHATTANOOGA TN 374213922, CHATTANOOGA, TN 37421-3922 |
| Document Number | 0422000122 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 011977/000001 |
| Instrument | 200422000122 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 17, 2017 |
| Property Address | 405 GUILD DR, CHATTANOOGA, TN 37421-3922 |
| Document Number | 0000000334 |
| Book / Page | 010954 / 000666 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 334 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 GUILD DR CHATTANOOGA TN 374213922, CHATTANOOGA, TN 37421-3922 |
| Document Number | 335, |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 010954/000668 |
| Instrument | 335 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,320.00 (+7.14%) | $87,100 (+58.15%) | $348,400 (+58.15%) Land $75,000 Building $273,400 |
| 2024 | $1,232.00 | $55,075 (-) | $220,300 (-) Land $40,000 Building $180,300 |
| 2023 | $1,232.00 | $55,075 (-) | $220,300 (-) Land $40,000 Building $180,300 |
| 2022 | $1,232.00 | $55,075 | $220,300 Land $40,000 Building $180,300 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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