408 E Elm St, Urbana, IL 61802 Property Records

Champaign County property record for 408 E Elm St, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,349 sqft · built 1883
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Tax Bill$4,541 (2024)
Flood ZoneZone X (minimal risk)
APN92-21-17-228-009

Property Details

APN / Parcel Number

Primary APN92-21-17-228-009

Interior

Full Baths2 Baths
Units4 Units
Stories1 Story
Building Area1,349 sqft Building Perimeter
1st Floor Area1,349 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1883
Effective Year BuiltEffective 1883
Architectural StyleDuplex Single
Exterior MaterialStucco
Roof MaterialOther
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions99 ft deep x 66 ft wide
PorchPorch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address408 E ELM ST
CityURBANA
StateIL
Zip61802-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLOCK 2 THORPES, JAMES ADD, SUB OF BLKS 1 AND 2
Legal Range09E
Legal Township19N
Legal Section17
Legal SubdivisionTHORPES, JAMES ADD, SUB
Legal Block2,1
Legal Lot Number5
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1010
Census Tract5500

Owner

408 E Elm St, a single family home, is owned by an individual.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2807 W WILLIAM ST, CHAMPAIGN, IL 61821-4118
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46,580 Land $13,000 Building $33,580$139,740 Land $39,000 Building $100,740
2024$4,541.00
2022$4,003.00$36,990 Land $10,320 Building $26,670$110,970 Land $30,960 Building $80,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Verizon, Volo.net Internet+Tech.

Nearby Properties on E Elm St

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