504 E Elm St, Urbana, IL 61802 Property Records

Champaign County property record for 504 E Elm St, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details1 ba · 852 sqft · built 1893
Lot Size0.86 acres (3,762 sqft)
OwnerCompany Name on File
Last Sale$81,500 (Jan 2017)
Tax Bill$2,698 (2024)
Deeds & MortgagesAug 2024 Line of Credit
Apr 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN92-21-17-229-004

Property Details

APN / Parcel Number

Primary APN92-21-17-229-004

Interior

Full Baths1 Bath
Stories1 Story
Building Area852 sqft Building Perimeter
1st Floor Area852 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Exterior MaterialStucco
Roof MaterialOther
Lot Area3,762 sqft (0.86 acres)
Lot Dimensions99 ft deep x 38 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Patio Area96 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address504 E ELM ST
CityURBANA
StateIL
Zip61802-3443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS PT 2, PT 3 BLOCK 1 THORPES, JAMES ADD, SUB OF BLKS 1 AND 2 AND OTHER LAND
Legal Range09E
Legal Township19N
Legal Section17
Legal SubdivisionTHORPES, JAMES ADD, SUB
Legal Block1,2
Legal Lot Number3
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1009
Census Tract5500

Owner

504 E Elm St is owned by a company that acquired it in April 2024.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1306 BRIARCLIFF DR, MAHOMET, IL 61853-9547
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2024Deed of Trust, Mortgage · Line of Credit
MORTON COMMUNITY BANK
Apr 10, 2024Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 29, 2019Deed of Trust, Mortgage · Commercial Mortgage
MORTON COMMUNITY BANK
Jan 3, 2017Warranty Deed, Transfer
MORTON COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2017 · Amount on File
Deed SaleJan 3, 2017 · Amount on File
Prior SaleJun 26, 2007 · Amount on File
Deed Document Number201733
Last Transfer DateApr 9, 2024
Transfer Doc0000004427
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address504 E ELM ST, URBANA, IL 61802-3443
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012753
DateAug 26, 2024
Instrument2024R12753
Lender
NameMORTON COMMUNITY BANK
TypeBank
AddressMORTON, IL 61550
Agreement
TypeLine of Credit
AmountAmount on Record

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 10, 2024
Property Address504 E ELM ST, URBANA, IL 61802-3443
Document Number0000004427
Map ReferenceMB A PG 331
Instrument DateApr 9, 2024
Instrument2024R04427
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 BRIARCLIFF DR, MAHOMET, IL 61853-9547

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address504 E ELM ST, URBANA, IL 61802-3443
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012064
DateJul 29, 2019
Instrument2019R12064
Lender
NameMORTON COMMUNITY BANK
TypeMortgage Company
AddressMORTON, IL 61550
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJan 3, 2017
Property Address504 E ELM ST, URBANA, IL 61802-3443
Document Number0000000033
Map ReferenceMB A PG331
Instrument DateDec 10, 2016
Instrument2017R00033
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
Tax$122.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1306 BRIARCLIFF DR, MAHOMET, IL 61853-9547

Mortgage

Document Number0000000034
DateJan 3, 2017
Instrument2017R00034
Lender
NameMORTON COMMUNITY BANK
TypeBank
AddressMORTON, IL 61550
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change Frequency5 Years

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,020 Land $7,500 Building $26,520$102,060 Land $22,500 Building $79,560
2024$2,698.00
2022$2,924.00 Homeowner's exemption$27,020 Land $5,960 Building $21,060$81,060 Land $17,880 Building $63,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Verizon, Volo.net Internet+Tech.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number