Champaign County property record for 404 E Elm St, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,065 sqft · built 1900 |
| Lot Size | 0.148 acres (6,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Apr 2021) |
| Tax Bill | $3,858 (2024) |
| Deeds & Mortgages | Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-21-17-228-007 |
| Primary APN | 92-21-17-228-007 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,065 sqft Building Perimeter |
| 1st Floor Area | 1,065 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Family |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 6,468 sqft (0.148 acres) |
| Lot Dimensions | 98 ft deep x 66 ft wide |
| Garage Type | Detached |
| Heating System | Central |
|---|
| Street Address | 404 E ELM ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-3341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 2 THORPES, JAMES ADD, SUB OF BLKS 1 AND 2 |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 17 |
| Legal Subdivision | THORPES, JAMES ADD, SUB |
| Legal Block | 2,1 |
| Legal Lot Number | 3 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5500 |
404 E Elm St is owned and occupied by an individual who bought it in April 2021.
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 E ELM ST, URBANA, IL 61802-3341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on File |
| Deed Sale | Apr 12, 2021 · Amount on File |
| Prior Sale | Jul 31, 2012 · Amount on File |
| Deed Document Number | 20218499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Apr 12, 2021 |
| Property Address | 404 E ELM ST, URBANA, IL 61802-3341 |
| Document Number | 0000008499 |
| Map Reference | MB A PG 331 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021R08499 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 E ELM ST, URBANA, IL 61802-3341 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,350 Land $12,890 Building $32,460 | $136,050 Land $38,670 Building $97,380 | |
| 2024 | $3,858.00 | ||
| 2022 | $3,247.00 Homeowner's exemption | $36,000 Land $10,230 Building $25,770 | $108,000 Land $30,690 Building $77,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 E Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 404 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, Verizon, Volo.net Internet+Tech.
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