403 E Elm St, Urbana, IL 61802 Property Records

Champaign County property record for 403 E Elm St, Urbana, IL 61802

Property Summary

Property TypeCommercial
Lot Size0.188 acres (8,176 sqft)
OwnerIndividual Name on File
Last Sale$465,000 (Jul 2017)
Tax Bill$12,695 (2024)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN92-21-17-234-003

Property Details

APN / Parcel Number

Primary APN92-21-17-234-003

Interior

Units16 Units

Exterior

Architectural StyleMulti-Family
Lot Area8,176 sqft (0.188 acres)

Location & Zoning

Street Address403 E ELM ST
CityURBANA
StateIL
Zip61802-3358
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 3 BLOCK 3 THORPES, JAMES, ADD - AKA - THORPE PLACE
Legal Range09E
Legal Township19N
Legal Section17
Legal SubdivisionTHORPES, JAMES, ADD
Legal Block3
Legal Lot Number3
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1013
Census Tract5500

Owner

403 E Elm St, a commercial property, is owned by an individual who bought it in July 2017.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address909 N TOMAHAWK ISLAND DR, 105, PORTLAND, OR 97217-8096
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2017 · Amount on File
Deed SaleJul 28, 2017 · Amount on File
Prior SaleOct 5, 2004 · Amount on File
Deed Document Number201713992
Prior Transfer DateJan 9, 2003
Prior Transfer Doc0000006767
Record UpdatedOct 29, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 28, 2017
Property Address403 E ELM ST, URBANA, IL 61802-3358
Document Number0000013992
Instrument DateJul 24, 2017
Instrument13992
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 N TOMAHAWK ISLAND DR PORTLAND OR 972177976, PORTLAND, OR 97217-7976

Mortgage

Document Number13993
DateJul 28, 2017
Instrument13993
Lender
NameBARRY A WEINER
Address910 GALEN DR, CHAMPAIGN, IL 61821-6927
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJul 27, 2027

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$130,230 Land $26,830 Building $103,400$390,690 Land $80,490 Building $310,200
2024$12,695.00
2022$11,194.00$103,420 Land $21,310 Building $82,110$310,260 Land $63,930 Building $246,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Verizon, Volo.net Internet+Tech.

Nearby Properties on E Elm St

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