407 E Elm St, Urbana, IL 61802 Property Records

Champaign County property record for 407 E Elm St, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Lot Size0.188 acres (8,177 sqft)
OwnerCompany Name on File
Last Sale$285,000 (Nov 2024)
Tax Bill$9,758 (2024)
Deeds & MortgagesApr 2024 Sale
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN92-21-17-234-005

Property Details

APN / Parcel Number

Primary APN92-21-17-234-005

Interior

Units10 Units

Exterior

Architectural StyleMulti-Family
Lot Area8,177 sqft (0.188 acres)

Location & Zoning

Street Address407 E ELM ST
CityURBANA
StateIL
Zip61802-3347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLOCK 3 THORPES, JAMES, ADD - AKA - THORPE PLACE
Legal Range09E
Legal Township19N
Legal Section17
Legal SubdivisionTHORPES, JAMES, ADD
Legal Block3
Legal Lot Number1
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1013
Census Tract5500

Owner

407 E Elm St is owned by a company that bought it in November 2024.

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1207 E JEFFERY DR, MAHOMET, IL 61853-2755
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Warranty Deed, Transfer
Apr 20, 2018Warranty Deed, Transfer · Commercial Mortgage
IROQUOIS FSLA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2024 · Amount on File
Deed SaleNov 1, 2024 · Amount on File
Prior SaleApr 3, 2024 · Amount on File
Deed Document Number202416181
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 3, 2024
Property Address407 E ELM ST, URBANA, IL 61802-3347
Document Number0000004093
Map ReferenceMB A PG 192&193
Instrument DateMar 28, 2024
Instrument2024R04093
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1966 PORT CLARIDGE PL, NEWPORT BEACH, CA 92660-6612

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 20, 2018
Property Address407 E ELM ST, URBANA, IL 61802-3347
Document Number0000006155
Map ReferenceDOC2005RI0814
Instrument DateApr 17, 2018
Instrument2018R06155
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressURBANA, IL 61801

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 W CHURCH ST, CHAMPAIGN, IL 61820-3514

Mortgage

Document Number0000006156
DateApr 20, 2018
Instrument2018R06156
Lender
NameIROQUOIS FSLA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term301 Months
DueMay 1, 2043
Interest
Rate4.95%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$100,100 Land $26,790 Building $73,310$300,300 Land $80,370 Building $219,930
2024$9,758.00
2022$8,602.00$79,480 Land $21,270 Building $58,210$238,440 Land $63,810 Building $174,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Verizon, Volo.net Internet+Tech.

Nearby Properties on E Elm St

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