408 E Division St, Mount Vernon, WA 98274 Property Records

Skagit County property record for 408 E Division St, Mount Vernon, WA 98274

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,552 sqft · built 1942
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Aug 2018)
Tax Bill	$4,809 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2021 Mortgage + 1 more
APN	`3761-001-008-0003`

Property Details

APN / Parcel Number

Primary APN	`3761-001-008-0003`
Alternative APN	`P54459`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,168 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	64 sqft
Deck Area	220 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	408 E DIVISION ST
City	MOUNT VERNON
State	WA
Zip	98274-3924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 AND 8, BLOCK 1, SUNNYSIDE ADDITION TO MOUNT VERNON, SKAGIT COUNTY, WASH., AS PER PLAT RECORDED IN VOLUME 2 OF PLATS, PAGE 27, RECORDS OF SKAGIT COUNTY, WASHINGTON. EXCEPT THE WEST 24 FEET OF SAID LOT 8; AND EXCEPT THE WEST 24 FEET OF THE NORTH
Legal Range	04
Legal Township	34
Legal Section	20
Legal Subdivision	MOUNT VERNON
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2035
Census Tract	952500

Owner

Source: Skagit County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E DIVISION ST, MOUNT VERNON, WA 98274-3924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Intrafamily Transfer, Transfer
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 19, 2019	Deed of Trust, Mortgage · VA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Dec 21, 2009 · Amount on Record
Deed Document Number	2018170
Last Transfer Date	Dec 12, 2025
Transfer Doc	0000000028
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SKAGIT WA
Recording Date	Dec 29, 2025
Property Address	408 E DIVISION ST, MOUNT VERNON, WA 98274-3924
Document Number	0000000028
Map Reference	VOL 2 PG 27
Instrument Date	Dec 12, 2025
Instrument	202512290028
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	408 E DIVISION ST, MOUNT VERNON, WA 98274-3924
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000057
Date	Oct 18, 2021
Instrument	202110180057

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	408 E DIVISION ST, MOUNT VERNON, WA 98274-3924
Document Number	0009270066
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	408 E DIVISION ST MOUNT VERNON WA 982743924, MOUNT VERNON, WA 98274-3924

Mortgage

Document Number	0009270066
Date	Sep 27, 2019
Instrument	9270066

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,809.00 (+12.25%)	$456,000 (+0.4%) Land $227,100 Building $228,900	$456,000 (+0.4%) Land $227,100 Building $228,900
2024		$454,200 (+9.84%) Land $230,400 Building $223,800	$454,200 (+9.84%) Land $230,400 Building $223,800
2023	$4,284.00
2022		$413,500 Land $204,000 Building $209,500	$413,500 Land $204,000 Building $209,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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