321 E Division St, Mount Vernon, WA 98274 Property Records

Skagit County property record for 321 E Division St, Mount Vernon, WA 98274

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	10 bd · 4 ba · 2,354 sqft · built 1900
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2020)
Tax Bill	$4,761 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2020 Sale & Mortgage
APN	`3763-018-012-0009`

Property Details

APN / Parcel Number

Primary APN	`3763-018-012-0009`
Alternative APN	`P54577`

Interior

Bedrooms	10 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,354 sqft Total Area
1st Floor Area	871 sqft
2nd Floor Area	612 sqft
Basement Area	871 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1986
Architectural Style	Other
Exterior Material	Siding
Construction Type	Concrete
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Carport
Carport	Carport
Carport Area	247 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	28 sqft
Deck Area	225 sqft
Patio Area	417 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P54577
Old Parcel Number	37630180120009
Street Address	321 E DIVISION ST
City	MOUNT VERNON
State	WA
Zip	98274-3922
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	(0.1400 AC) LOTS 11 AND 12, BLOCK 18, VERNON HEIGHTS ADDITION TO MT. VERNON, SKAGIT CO., WASH., AS PER PLAT RECORDED IN VOLUM
Legal Range	04E
Legal Township	34N
Legal Section	20
Legal Quarter	NW
Legal Subdivision	VERNON HEIGHTS
Legal Block	18
Legal Lot Number	11-12 12
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2023
Census Tract	952500

Owner

Source: Skagit County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 E DIVISION ST, MOUNT VERNON, WA 98274-3922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Transfer on Death Deed, Transfer
Oct 20, 2020	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Oct 21, 2005 · Amount on Record
Deed Document Number	202010200097
Record Updated	Jun 8, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SKAGIT WA
Recording Date	Dec 16, 2025
Property Address	321 E DIVISION ST, MOUNT VERNON, WA 98274-3922
Document Number	0000000045
Instrument Date	Dec 16, 2025
Instrument	202512160045
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E DIVISION ST, MOUNT VERNON, WA 98274-3922

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Oct 20, 2020
Property Address	321 E DIVISION ST, MOUNT VERNON, WA 98274-3922
Document Number	0000000097
Map Reference	VOL 2 PG 108
Instrument Date	Oct 14, 2020
Instrument	202010200097
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E DIVISION ST, MOUNT VERNON, WA 98274-3922

Mortgage

Document Number	0000000098
Date	Oct 20, 2020
Instrument	202010200098

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,761.00
2024		$449,700 Land $171,400 Building $278,300	$449,700 Land $171,400 Building $278,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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