405 E Division St, Mount Vernon, WA 98274 Property Records

Skagit County property record for 405 E Division St, Mount Vernon, WA 98274

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,146 sqft · built 1916
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2021)
Tax Bill	$4,208 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2017 Mortgage
APN	`3764-017-010-0002`

Property Details

APN / Parcel Number

Primary APN	`3764-017-010-0002`
Alternative APN	`P54675`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	P54675
Old Parcel Number	37640170100002
Street Address	405 E DIVISION ST
City	MOUNT VERNON
State	WA
Zip	98274-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1400 AC) THE EAST HALF OF LOTS 7, 8, 9 AND 10, BLOCK 17, VERNON HEIGHTS SECOND ADDITION TO MT. VERNON, WASH., AS PER PLAT
Legal Range	04E
Legal Township	34N
Legal Section	20
Legal Quarter	NW
Legal Subdivision	VERNON HEIGHTS SECOND ADDITION
Legal Block	17
Legal Lot Number	7-9 8
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2024
Census Tract	952500

Owner

Source: Skagit County records, as of October 26, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	405 E DIVISION ST, MOUNT VERNON, WA 98274-3923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 23, 2017	Deed of Trust, Mortgage · VA Mortgage FORTHRIGHT FNDG CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Dec 1, 2016
Deed Document Number	202106300212
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Jun 30, 2021
Property Address	405 E DIVISION ST, MOUNT VERNON, WA 98274-3923
Document Number	0000000212
Map Reference	VOL 3 PG 62
Instrument Date	Jun 17, 2021
Instrument	202106300212
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E DIVISION ST, MOUNT VERNON, WA 98274-3923

Mortgage

Document Number	0000000213
Date	Jun 30, 2021
Instrument	202106300213

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	405 E DIVISION ST, MOUNT VERNON, WA 98274-3923
Document Number	0010110011
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 E DIVISION ST MOUNT VERNON WA 982743923, MOUNT VERNON, WA 98274-3923

Mortgage

Document Number	0010110011
Date	Oct 11, 2017
Instrument	10110011

Lender

Name	FORTHRIGHT FNDG CORP
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,208.00
2022		$406,100 Land $212,800 Building $193,300	$406,100 Land $212,800 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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