403 E Division St, Mount Vernon, WA 98274 Property Records

Skagit County property record for 403 E Division St, Mount Vernon, WA 98274

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,342 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Nov 2025)
Tax Bill	$4,391 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2025 Sale & Mortgage + 1 more
APN	`3764-017-010-0101`

Property Details

APN / Parcel Number

Primary APN	`3764-017-010-0101`
Alternative APN	`P54676`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,342 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	766 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	403 E DIVISION ST
City	MOUNT VERNON
State	WA
Zip	98274-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WEST 1/2 OF LOTS 7, 8, 9 AND 10, BLOCK 17, VERNON HEIGHTS SECOND ADDITION TO MT VERNON, WASH., AS PER PLAT RECORDED IN VOLUME 3 OF PLATS, PAGE 62, RECORDS OF SKAGIT COUNTY, WASHINGTON.
Legal Range	04
Legal Township	34
Legal Section	20
Legal Subdivision	VERNON HEIGHTS SECOND ADD
Legal Block	17
Legal Lot Number	7-9
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2024
Census Tract	952500

Owner

Source: Skagit County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 S 30TH ST, MOUNT VERNON, WA 98274-6124
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 20, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 13, 2017	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	2025101
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	403 E DIVISION ST, MOUNT VERNON, WA 98274-3923
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000004
Date	May 10, 2021
Instrument	202105100004

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Nov 20, 2025
Property Address	403 E DIVISION ST, MOUNT VERNON, WA 98274-3923
Document Number	0000000101
Map Reference	VOL 3 PG 62
Instrument Date	Nov 19, 2025
Instrument	202511200101
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 S 30TH ST, MOUNT VERNON, WA 98274-6124

Mortgage

Document Number	0000000102
Date	Nov 20, 2025
Instrument	202511200102

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0000000103
Date	Nov 20, 2025
Instrument	202511200103

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Sep 13, 2017
Property Address	403 E DIVISION ST, MOUNT VERNON, WA 98274-3923
Document Number	0009130052
Instrument Date	Sep 8, 2017
Instrument	9130052
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E DIVISION ST MOUNT VERNON WA 982743923, MOUNT VERNON, WA 98274-3923

Mortgage

Document Number	9130053
Date	Sep 13, 2017
Instrument	9130053

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,391.00	$415,200 (+0.12%) Land $236,900 Building $178,300	$415,200 (+0.12%) Land $236,900 Building $178,300
2024		$414,700 Land $240,400 Building $174,300	$414,700 Land $240,400 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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