421 E Division St, Mount Vernon, WA 98274 Property Records

Skagit County property record for 421 E Division St, Mount Vernon, WA 98274

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,563 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jun 2016)
Tax Bill	$434 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage + 2 more
APN	`3764-017-014-0008`

Property Details

APN / Parcel Number

Primary APN	`3764-017-014-0008`
Alternative APN	`P54677`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,563 sqft Living Area
Gross Area	3,043 sqft
1st Floor Area	1,067 sqft
Attic	Attic
Attic Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1992
Architectural Style	Multi-Level
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	421 E DIVISION ST
City	MOUNT VERNON
State	WA
Zip	98274-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1400 AC) THE EAST HALF OF LOTS 11, 12, 13, AND 14, BLOCK 17, VERNON HEIGHTS SECOND ADDITION TO MT VERNON, WASH., AS PER PLAT RECORDED IN VOLUME 3 OF PLATS, PAGE 62, RECORDS OF SKAGIT COUNTY, WASHINGTON.
Legal Range	04
Legal Township	34
Legal Section	20
Legal Subdivision	VERNON HEIGHTS SECOND ADD
Legal Block	17
Legal Lot Number	11-13
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2024
Census Tract	952500

Owner

Source: Skagit County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 E DIVISION ST, MOUNT VERNON, WA 98274-3923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Aug 17, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Nov 16, 2018	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2016 · Amount on Record
Deed Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	201652
Last Transfer Date	Aug 12, 2025
Transfer Doc	0000000055
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	421 E DIVISION ST, MOUNT VERNON, WA 98274-3923
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202109280012
Date	Sep 28, 2021
Instrument	202109280012

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	421 E DIVISION ST, MOUNT VERNON, WA 98274-3923
Document Number	0009280037
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	421 E DIVISION ST MOUNT VERNON WA 982743923, MOUNT VERNON, WA 98274-3923

Mortgage

Document Number	0009280037
Date	Sep 28, 2020
Instrument	9280037

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	421 E DIVISION ST, MOUNT VERNON, WA 98274-3923
Document Number	0008280022
Instrument Date	Aug 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	421 E DIVISION ST MOUNT VERNON WA 982743923, MOUNT VERNON, WA 98274-3923

Mortgage

Document Number	0008280022
Date	Aug 28, 2019
Instrument	8280022

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	421 E DIVISION ST, MOUNT VERNON, WA 98274-3923
Document Number	0011270042
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	421 E DIVISION ST MOUNT VERNON WA 982743923, MOUNT VERNON, WA 98274-3923

Mortgage

Document Number	0011270042
Date	Nov 27, 2018
Instrument	11270042

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$434.00	$231,500	$547,100 Land $236,900 Building $310,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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