408 Cass Dr, Troy, MO 63379 Property Records

Lincoln County property record for 408 Cass Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,516 sqft · built 2021
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2021)
Tax Bill	$3,523 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-13-000-000-005.181`

Property Details

APN / Parcel Number

Primary APN	`19-60-13-000-000-005.181`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,516 sqft Living Area
Basement Area	1,480 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	408 CASS DR
City	TROY
State	MO
Zip	63379-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 181 CASSCADES OF ROCKPORT, PLAT 14/300
Legal Range	01W
Legal Township	48N
Legal Section	13
Legal Subdivision	ROCKPORT
Legal Lot Number	181
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2002
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 CASS DR, TROY, MO 63379-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 17, 2026	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
Aug 10, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CENTRAL BANK OF ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	202110687
Deed Book / Page	2468 / 135
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	408 CASS DR, TROY, MO 63379-3446
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 CASS DR, TROY, MO 63379-3446

Mortgage

Document Number	002512/106
Date	Jul 21, 2025
Book Page	2512/106
Instrument	2025005616

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 17, 2026
Property Address	408 CASS DR, TROY, MO 63379-3446
Document Number	002519/471
Book / Page	2519 / 471
Map Reference	MB 14 PG 300
Instrument Date	Mar 12, 2026
Instrument	2026002383
Transaction Type	Transfer
Record Updated	Jun 24, 2026
Title Company	US TITLE-MAIN, US TITLE MAIN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 KENWOOD DR, BLUFFTON, SC 29910-4559

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 CASS DR, TROY, MO 63379-3446

Mortgage

Document Number	2026002385
Date	Mar 17, 2026
Instrument	2026002385

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 10, 2021
Property Address	408 CASS DR, TROY, MO 63379-3446
Document Number	002468/135
Book / Page	2468 / 135
Map Reference	MB 14 PG 300
Instrument Date	Aug 6, 2021
Instrument	2021010687
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2022
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 CASS DR, TROY, MO 63379-3446

Mortgage

Document Number	2021010688
Date	Aug 10, 2021
Instrument	2021010688

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,641 (-) Land $5,913 Building $51,728
2025	$3,523.00 (+5.83%)	$57,641 (+7.29%) Land $5,913 Building $51,728	$303,370 (+7.29%) Land $31,120 Building $272,250
2023	$3,329.00 (+5.95%)	$53,726 Land $5,134 Building $48,593	$282,770 Land $27,020 Building $255,750
2022	$3,142.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE LAKE ESTATES private · serves 115 people · EPA ID MO6031642
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, Systec Wireless Communications, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cass Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures