400 Cass Dr, Troy, MO 63379 Property Records

Lincoln County property record for 400 Cass Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,781 sqft · built 2018
Lot Size	0.532 acres (23,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,500 (Mar 2018)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Aug 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`19-60-13-000-000-005.183`

Property Details

APN / Parcel Number

Primary APN	`19-60-13-000-000-005.183`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,781 sqft Living Area
Basement Area	1,781 sqft
Unfinished Basement	1,781 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,174 sqft (0.532 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	400 CASS DR
City	TROY
State	MO
Zip	63379-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 183 CASSCADES OF ROCKPORT
Legal Range	01W
Legal Township	48N
Legal Section	13
Legal Subdivision	ROCKPORT
Legal Lot Number	183
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2002
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 CASS DR, TROY, MO 63379-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 22, 2017	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	20181689
Deed Book / Page	2420 / 333
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 1, 2018
Property Address	400 CASS DR, TROY, MO 63379-3446
Document Number	2420/0333
Book / Page	2420 / 0333
Map Reference	MB14 PG300
Instrument Date	Feb 28, 2018
Instrument	2018001689
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	400 CASS DR, TROY, MO 63379-3446

Mortgage

Document Number	2018001690
Date	Mar 1, 2018
Instrument	2018001690

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 22, 2017
Property Address	400 CASS DR, TROY, MO 63379-3446
Document Number	2414/0380
Book / Page	2414 / 0380
Map Reference	MB14 PG300
Instrument Date	Aug 18, 2017
Instrument	2017007854
Transaction Type	Construction Loan
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 N LINCOLN DR, TROY, MO 63379-1355
Investor	Possibly a Property Investor

Mortgage

Document Number	2017007855
Date	Aug 22, 2017
Instrument	2017007855

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	May 1, 2018

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,213 (-) Land $6,456 Building $43,757
2025	$3,069.00 (+7.35%)	$50,213 (+8.84%) Land $6,456 Building $43,757	$264,280 (+8.84%) Land $33,980 Building $230,300
2023	$2,859.00 (+5.85%)	$46,136 Land $5,217 Building $40,918	$242,820 Land $27,460 Building $215,360
2022	$2,701.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE LAKE ESTATES private · serves 115 people · EPA ID MO6031642
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, Systec Wireless Communications, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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