Lincoln County property record for 401 Cass Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 2018 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,783 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-60-13-000-000-005.186 |
| Primary APN | 19-60-13-000-000-005.186 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| Basement Area | 1,596 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 401 CASS DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 186 CASSCADES OF ROCKPORT |
| Legal Range | 01W |
| Legal Section | 13 |
| Legal Subdivision | ROCKPORT |
| Legal Lot Number | 186 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 810308 |
Source: Lincoln County assessment roll, APN 19-60-13-000-000-005.186, as of June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 401 CASS DR, TROY, MO 63379-3448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC |
| Jun 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Sep 22, 2017 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO |
| Mar 25, 2020 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Feb 18, 2021 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| May 24, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage THE HOME LOAN EXPERT LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 |
| Deed Sale | Jun 27, 2022 |
| Prior Sale | May 24, 2018 |
| Deed Document Number | 2022006740 |
| Deed Book / Page | 2480 / 993 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 401 CASS DR, TROY, MO 63379-3448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | UNKNOWN, DIVVY TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 401 CASS DR, TROY, MO 63379-3448 |
| Investor | Possibly a Property Investor |
| Document Number | 002514/977 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 2514/977 |
| Instrument | 2025008531 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BOSTON, MA 02116 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jun 27, 2022 |
| Property Address | 401 CASS DR, TROY, MO 63379-3448 |
| Document Number | 002480/993 |
| Book / Page | 2480 / 993 |
| Map Reference | MB 14 PG 300 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022006740 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1028 KILDERKIN WAY, 1028, SAINT CHARLES, MO 63301-7412 |
| Name | Verified Name |
|---|---|
| Address | 401 CASS DR, TROY, MO 63379-3448 |
| Document Number | 2022006741 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022006741 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 401 CASS DR, TROY, MO 63379-3448 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2415/0528 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 2415/0528 |
| Instrument | 2017009008 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 21, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 401 CASS DR, TROY, MO 63379-3448 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2444/898 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 2444/898 |
| Instrument | 2020002905 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 401 CASS DR, TROY, MO 63379-3448 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2459/746 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 2459/746 |
| Instrument | 2021002245 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | May 24, 2018 |
| Property Address | 401 CASS DR, TROY, MO 63379-3448 |
| Document Number | 2423/0088 |
| Book / Page | 2423 / 0088 |
| Map Reference | MB14 PG300 |
| Instrument Date | May 23, 2018 |
| Instrument | 2018004455 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 401 CASS DR, TROY, MO 63379-3448 |
| Document Number | 2018004456 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 2018004456 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Lincoln County assessment roll as of June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,783.00 (+6.55%) | $45,537 (+8.03%) Land $6,023 Building $39,514 | $239,670 (+8.03%) Land $31,700 Building $207,970 |
| 2023 | $2,612.00 (+5.75%) | $42,152 Land $5,168 Building $36,984 | $221,850 Land $27,200 Building $194,650 |
| 2022 | $2,470.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), as of October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 220 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum, SysTec Wireless Communications, Wisper ISP.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MO6031642, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINE LAKE ESTATES private · serves 115 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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