Lincoln County property record for 405 Cass Dr, Troy, MO 63379 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,439 sqft · built 2019 |
| Lot Size | 0.378 acres (16,466 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,619 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-60-13-000-000-005.185 |
| Primary APN | 19-60-13-000-000-005.185 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,439 sqft Living Area |
| Basement Area | 1,439 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,466 sqft (0.378 acres) |
| Garage Area | 1,518 sqft |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 405 CASS DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 185 CASSCADES OF ROCKPORT |
| Legal Range | 01W |
| Legal Section | 13 |
| Legal Subdivision | ROCKPORT |
| Legal Lot Number | 185 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 810308 |
Source: Lincoln County records · APN 19-60-13-000-000-005.185
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 CASS DR, TROY, MO 63379-3448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC |
| Sep 17, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FRONTIER FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2019 |
| Deed Sale | Sep 17, 2019 |
| Deed Document Number | 2019008164 |
| Deed Book / Page | 2438 / 0276 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 405 CASS DR, TROY, MO 63379-3448 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2450/922 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 2450/922 |
| Instrument | 2020008969 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Sep 17, 2019 |
| Property Address | 405 CASS DR, TROY, MO 63379-3448 |
| Document Number | 2438/0276 |
| Book / Page | 2438 / 0276 |
| Map Reference | MB 14 PG 300 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 2019008164 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 CASS DR, TROY, MO 63379-3448 |
| Document Number | 2019008165 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 2019008165 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,619.00 (+8.13%) | $42,850 (+9.6%) Land $6,190 Building $36,660 | $225,530 (+9.6%) Land $32,580 Building $192,950 |
| 2023 | $2,422.00 (+4.76%) | $39,096 Land $5,221 Building $33,875 | $205,770 Land $27,480 Building $178,290 |
| 2022 | $2,312.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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