428 Cass Dr, Troy, MO 63379 Property Records

Lincoln County property record for 428 Cass Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 2018
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on Record
Last Sale	$205,100 (Jun 2018)
Tax Bill	$2,171 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-60-13-000-000-005.176`

Property Details

APN / Parcel Number

Primary APN	`19-60-13-000-000-005.176`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Basement Area	1,310 sqft
Unfinished Basement	1,310 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	12,023 sqft (0.276 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	428 CASS DR
City	TROY
State	MO
Zip	63379-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 176 CASSCADES OF ROCKPORT
Legal Range	01W
Legal Township	48N
Legal Section	13
Legal Subdivision	ROCKPORT
Legal Lot Number	176
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2002
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 CASS DR, TROY, MO 63379-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Dec 11, 2017	Warranty Deed, Transfer · Line of Credit PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	20184872
Deed Book / Page	2423 / 501
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 5, 2018
Property Address	428 CASS DR, TROY, MO 63379-3446
Document Number	2423/0501
Book / Page	2423 / 0501
Map Reference	MB14 PG300
Instrument Date	Jun 5, 2018
Instrument	2018004872
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CASS DR, TROY, MO 63379-3446
Investor	Possibly a Property Investor

Mortgage

Document Number	2018004873
Date	Jun 5, 2018
Instrument	2018004873

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 11, 2017
Property Address	428 CASS DR, TROY, MO 63379-3446
Document Number	2418/0044
Book / Page	2418 / 0044
Map Reference	MB14 PG300
Instrument Date	Dec 8, 2017
Instrument	2017011535
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 N LINCOLN DR, TROY, MO 63379-1355
Investor	Possibly a Property Investor

Mortgage

Document Number	2017011536
Date	Dec 11, 2017
Instrument	2017011536

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Jun 8, 2018

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,130 (-) Land $5,928 Building $31,202
2025	$2,171.00 (+1.83%)	$37,130 (+7.93%) Land $5,928 Building $31,202	$195,420 (+7.93%) Land $31,200 Building $164,220
2023	$2,132.00 (+5.54%)	$34,403 Land $5,168 Building $29,235	$181,070 Land $27,200 Building $153,870
2022	$2,020.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE LAKE ESTATES private · serves 115 people · EPA ID MO6031642
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, Systec Wireless Communications, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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