4077 Tern St, Sarasota, FL 34232 Property Records

Sarasota County property record for 4077 Tern St, Sarasota, FL 34232

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,166 sqft · built 1977
Lot Size0.201 acres (8,761 sqft)
OwnerOwner Name on Record
Tax Bill$1,133 (2025)
Deeds & MortgagesAug 2018 Mortgage
APN0061-07-0060

Property Details

APN / Parcel Number

Primary APN0061-07-0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,166 sqft Living Area
1st Floor Area1,166 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area8,761 sqft (0.201 acres)
Lot Dimensions108 ft deep x 67 ft wide
Garage TypeAttached
Garage Area364 sqft
PorchFinished/Screened Porch
Porch Area180 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4077 TERN ST
CitySARASOTA
StateFL
Zip34232-4945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 304 SARASOTA SPRINGS UNIT 3
Legal Range18E
Legal Township36S
Legal Section34
Legal SubdivisionSARASOTA SPRINGS UNIT 03
Legal Tract1154
Legal Lot Number304
Legal Unit3
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group2
Census Block2006
Census Tract1504

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address4077 TERN ST, SARASOTA, FL 34232-4945
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 25, 2009
Transfer Doc0000146269
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4077 TERN ST, SARASOTA, FL 34232-4945
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000108622
DateAug 14, 2018
Instrument2018108622
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,133.00 (-33.67%) Homeowner's exemption$135,745 (+5.99%)$286,800 (+0.67%) Land $132,700 Building $154,100
2023$1,708.00 (+24.49%) Homeowner's exemption$128,077 (+25.79%)$284,900 (+17.53%) Land $106,200 Building $178,700
2022$1,372.00 Homeowner's exemption$101,822$242,400 Land $103,700 Building $138,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims4 (2003–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jun 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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