Sarasota County property record for 4086 Tern St, Sarasota, FL 34232
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1978 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Nov 2017) |
| Tax Bill | $2,102 (2025) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| APN | 0061-07-0070 |
| Primary APN | 0061-07-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,475 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4086 TERN ST |
|---|---|
| City | SARASOTA |
| State | FL |
| Zip | 34232-4962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | LOT 408 SARASOTA SPRINGS UNIT 3 |
| Legal Range | 18E |
| Legal Township | 36S |
| Legal Section | 34 |
| Legal Subdivision | SARASOTA SPRINGS UNIT 03 |
| Legal Tract | 1154 |
| Legal Lot Number | 408 |
| Legal Unit | 3 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1504 |
4086 Tern St is owned and occupied by an individual who bought it in November 2017.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4086 TERN ST, SARASOTA, FL 34232-4962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2017 · Amount on File |
| Deed Sale | Nov 2, 2017 · Amount on File |
| Deed Document Number | 2017136143 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Nov 2, 2017 |
| Property Address | 4086 TERN ST, SARASOTA, FL 34232-4962 |
| Document Number | 0000136143 |
| Map Reference | MB8 PG7 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 2017136143 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | GULF BREEZE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4112 WOODVIEW DR, 4112, SARASOTA, FL 34232-2558 |
| Name | Verified Name |
|---|---|
| Address | 4086 TERN ST, SARASOTA, FL 34232-4962 |
| Investor | Possibly a Property Investor |
| Document Number | 0000136144 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 2017136144 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 4086 Tern St was $2,102 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,102.00 Homeowner's exemption | $220,262 | $309,800 Land $139,400 Building $170,400 |
| 2023 | $2,832.00 (+3.66%) Homeowner's exemption | $220,538 (+3%) | $345,100 (+6.51%) Land $127,000 Building $218,100 |
| 2022 | $2,732.00 Homeowner's exemption | $214,115 | $324,000 Land $124,500 Building $199,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 4086 Tern St; there have been 4 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (2003–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4086 Tern St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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