4097 Tern St, Sarasota, FL 34232 Property Records

Sarasota County property record for 4097 Tern St, Sarasota, FL 34232 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,523 sqft · built 1983
Lot Size0.195 acres (8,487 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Mar 2022)
Tax Bill$3,249 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
APN0061-07-0063

Property Details

APN / Parcel Number

Primary APN0061-07-0063
Alternative APN
  • 61070063

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,523 sqft Living Area
Gross Area1,796 sqft
1st Floor Area1,523 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,487 sqft (0.195 acres)
Lot Dimensions108 ft deep x 70 ft wide
View / LotMainland
Garage TypeAttached
Garage Area273 sqft

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area194 sqft
Patio Area290 sqft
Gazebo80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0061070063
Street Address4097 TERN ST
CitySARASOTA
StateFL
Zip34232-4945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 301 SARASOTA SPRINGS UNIT 3
Legal Range18E
Legal Township36S
Legal Section34
Legal SubdivisionSARASOTA SPRINGS UNIT 03
Legal Tract1154
Legal Lot Number301
Legal Unit3
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group2
Census Block2006
Census Tract1504

Owner

Source: Sarasota County records · APN 0061-07-0063

Assessment roll updated December 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4097 TERN ST, SARASOTA, FL 34232-4945
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 18, 2022 · Amount on Record
Deed SaleMar 18, 2022 · Amount on Record
Deed Document Number202246087
Prior Transfer DateOct 24, 2014
Prior Transfer Doc0000129314
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateMar 18, 2022
Property Address4097 TERN ST, SARASOTA, FL 34232-4945
Document Number0000046087
Map ReferenceMB 8 PG 7
Instrument DateMar 15, 2022
Instrument2022046087
Transaction TypeTransfer
Record UpdatedMar 31, 2022
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4097 TERN ST # 3, 4097, SARASOTA, FL 34232-4945

Transferred To (Grantee/Buyer)

NameVerified Name
Address4097 TERN ST # 3, 3, SARASOTA, FL 34232-4945

Mortgage

Document Number0000046088
DateMar 18, 2022
Instrument2022046088
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Sarasota County records · Assessment roll updated December 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,249.00 (+3.14%) Homeowner's exemption$252,414 (+0.93%)$279,800 (+11.88%) Land $130,900 Building $148,900
2023$3,150.00 (+26.15%) Homeowner's exemption$250,100 (+28.67%) Land $104,700 Building $145,400$250,100 (+6.29%) Land $104,700 Building $145,400
2022$2,497.00$194,366$235,300 Land $102,300 Building $133,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sarasota County (12115C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121150015042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims4 (2003–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2018, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Jun 2003 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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