4054 Tern St, Sarasota, FL 34232 Property Records

Sarasota County property record for 4054 Tern St, Sarasota, FL 34232 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1987
Lot Size	0.173 acres (7,560 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Nov 2020)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Sale & Mortgage
APN	`0061-07-0080`

Property Details

APN / Parcel Number

Primary APN	`0061-07-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,560 sqft (0.173 acres)
Lot Dimensions	108 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Open Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4054 TERN ST
City	SARASOTA
State	FL
Zip	34232-4961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 418 SARASOTA SPRINGS UNIT 3
Legal Range	18E
Legal Township	36S
Legal Section	34
Legal Subdivision	SARASOTA SPRINGS UNIT 03
Legal Tract	1154
Legal Lot Number	418
Legal Unit	3
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	2
Census Block	2014
Census Tract	1504

Owner

Source: Sarasota County records · APN 0061-07-0080

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4377 REFLECTIONS PKWY, SARASOTA, FL 34233-1456
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Jan 26, 1996
Deed Document Number	2020167360
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	4054 TERN ST, SARASOTA, FL 34232-4961
Transaction Type	Mortgage
Record Updated	Jan 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 TERN ST, SARASOTA, FL 34232-4961

Mortgage

Document Number	0000225544
Date	Dec 17, 2021
Instrument	2021225544

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Nov 25, 2020
Property Address	4054 TERN ST, SARASOTA, FL 34232-4961
Document Number	0000167360
Map Reference	MB 8 PG 7
Instrument Date	Nov 25, 2020
Instrument	2020167360
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	PREFERRED SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	933 PARSONS HILL RD, 933, LANSING, NC 28643-9084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 TERN ST, SARASOTA, FL 34232-4961

Mortgage

Document Number	0000167361
Date	Nov 25, 2020
Instrument	2020167361

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Sarasota County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,146.00 (+24%)	$274,200 (+29.23%) Land $106,000 Building $168,200	$274,200 (-7.15%) Land $106,000 Building $168,200
2023	$2,537.00 (+3.93%) Homeowner's exemption	$212,180 (+3%)	$295,300 (+8.45%) Land $96,700 Building $198,600
2022	$2,441.00 Homeowner's exemption	$206,000	$272,300 Land $94,800 Building $177,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sarasota County (12115C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121150015042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2003–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Jun 2003 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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