Sarasota County property record for 4061 Tern St, Sarasota, FL 34232
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,158 sqft · built 1976 |
| Lot Size | 0.173 acres (7,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $998 (2025) |
| Deeds & Mortgages | Oct 2020 Loan Modification Sep 2017 Loan Modification |
| APN | 0061-07-0058 |
| Primary APN | 0061-07-0058 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,158 sqft Living Area |
| 1st Floor Area | 1,158 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,560 sqft (0.173 acres) |
| Lot Dimensions | 108 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 260 sqft |
| Patio Area | 513 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4061 TERN ST |
|---|---|
| City | SARASOTA |
| State | FL |
| Zip | 34232-4945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | LOT 306 SARASOTA SPRINGS UNIT 3 OR 1995/1518 |
| Legal Range | 18E |
| Legal Township | 36S |
| Legal Section | 34 |
| Legal Subdivision | SARASOTA SPRINGS UNIT 03 |
| Legal Tract | 1154 |
| Legal Lot Number | 306 |
| Legal Unit | 3 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1504 |
4061 Tern St is owned and occupied by two individuals who acquired it in November 1987.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4061 TERN ST, SARASOTA, FL 34232-4945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2020 | Loan Modification, Mortgage · Conventional Mortgage TRUIST BK |
| Sep 8, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1987 |
| Deed Sale | Nov 1, 1987 |
| Deed Document Number | 0019901158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4061 TERN ST, SARASOTA, FL 34232-4945 |
| Document Number | 0000148923 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 4061 TERN ST SARASOTA FL 342324945, SARASOTA, FL 34232-4945 |
| Document Number | 0000148923 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 148923 |
| Name | TRUIST BK |
|---|---|
| Address | ORLANDO, FL 32809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4061 TERN ST, SARASOTA, FL 34232-4945 |
| Document Number | 0000118606 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 4061 TERN ST SARASOTA FL 342324945, SARASOTA, FL 34232-4945 |
| Document Number | 0000118606 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 118606 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4061 Tern St was $998 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $998.00 Homeowner's exemption | $123,975 | $287,400 Land $124,700 Building $162,700 |
| 2023 | $1,611.00 (+4.81%) Homeowner's exemption | $116,972 (+3%) | $289,700 (+7.1%) Land $99,800 Building $189,900 |
| 2022 | $1,537.00 Homeowner's exemption | $113,565 | $270,500 Land $97,500 Building $173,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 4061 Tern St; there have been 4 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (2003–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4061 Tern St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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