4071 Burning Tree Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 4071 Burning Tree Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,150 sqft · built 1998
Lot Size	0.352 acres (15,349 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (May 2011)
Tax Bill	$2,856 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-3472-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-3472-8`
Alternative APNs	`00-2S-22-266A-0000-0490` `22S200266A00000490`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,150 sqft Living Area
Gross Area	2,853 sqft
1st Floor Area	2,150 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	15,349 sqft (0.352 acres)
Garage Type	Attached
Garage Area	575 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4071 BURNING TREE DR
City	DESTIN
State	FL
Zip	32541-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR FOREST LOT 49
Legal Subdivision	WINDSOR FOREST
Legal Lot Number	49
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1002
Census Tract	23305

Owner

4071 Burning Tree Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4071 BURNING TREE DR, DESTIN, FL 32541-4300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 16, 2020	Correction Deed NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2011 · Amount on File
Deed Sale	May 2, 2011 · Amount on File
Prior Sale	Aug 2, 2006 · Amount on File
Deed Document Number	20112701255
Deed Book / Page	2982 / 4137
Last Transfer Date	Dec 16, 2020
Transfer Doc	0035123433
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Jul 9, 2026
Property Address	4071 BURNING TREE DR, DESTIN, FL 32541-4300
Document Number	0003826730
Instrument Date	Jul 3, 2026
Instrument	20263826730
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4071 BURNING TREE DR, DESTIN, FL 32541-4300

Mortgage

Document Number	0003826730,
Date	Jul 9, 2026
Instrument	20263826730

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4071 BURNING TREE DR, DESTIN, FL 32541-4300
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4071 BURNING TREE DR, DESTIN, FL 32541-4300

Mortgage

Document Number	0035222070
Date	Feb 1, 2021
Book Page	3522/2070
Instrument	3426394

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 16, 2020
Property Address	4071 BURNING TREE DR, DESTIN, FL 32541-4300
Document Number	0035123433
Book / Page	003512 / 003433
Instrument Date	Dec 16, 2020
Instrument	3415517
Record Updated	Dec 31, 2020
Title Company	NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4071 BURNING TREE DR DESTIN FL 325414300, DESTIN, FL 32541-4300

Tax Assessment & Valuation

The 2025 property tax bill for 4071 Burning Tree Dr was $2,856 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,856.00 Homeowner's exemption	$280,234	$561,701 Land $135,185 Building $426,516
2023	$2,698.00 (+2.59%) Homeowner's exemption	$264,404 (+3%)	$546,318 (+7.28%) Land $122,660 Building $423,658
2022	$2,630.00 Homeowner's exemption	$256,703	$509,247 Land $111,509 Building $397,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4071 Burning Tree Dr in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	258 units insured incl. 102 condo units
Nearby Flood Claims	65 (1991–2021)
Claims Outside the SFHA	43 of 65
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Georges, Sep 1998 · 10 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4071 Burning Tree Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: LiveOak Fiber.

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