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4059 Burning Tree Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 4059 Burning Tree Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,647 sqft · built 1994
Lot Size0.345 acres (15,039 sqft)
Owner2 Individual Names on Record
Last Sale$795,000 (May 2024)
Tax Bill$7,943 (2025)
Deeds & MortgagesJun 2020 Mortgage
Feb 2018 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-590-3469-4

Property Details

APN / Parcel Number

Primary APNC56-000-590-3469-4
Alternative APNs
  • 00-2S-22-266A-0000-0460
  • 22S200266A00000460

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,647 sqft Living Area
Gross Area3,604 sqft
1st Floor Area2,647 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area15,039 sqft (0.345 acres)
Garage TypeAttached
Garage Area600 sqft
DrivewayDriveway
PorchFinished/Open Porch
Porch Area357 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4059 BURNING TREE DR
CityDESTIN
StateFL
Zip32541-4300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSOR FOREST LOT 46
Legal SubdivisionWINDSOR FOREST
Legal Lot Number46
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23305

Owner

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4059 BURNING TREE DR, DESTIN, FL 32541-4300
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Feb 26, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2024 · Amount on Record
Deed SaleMay 17, 2024 · Amount on Record
Prior SaleJul 20, 2007 · Amount on Record
Deed Document Number20243688256
Prior Transfer DateFeb 23, 2018
Prior Transfer Doc0033384128
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4059 BURNING TREE DR, DESTIN, FL 32541-4300
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034683017
DateJun 12, 2020
Book Page3468/3017
Instrument3365322
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateFeb 26, 2018
Property Address4059 BURNING TREE DR, DESTIN, FL 32541-4300
Document Number0033384128
Book / Page003338 / 004128
Instrument DateFeb 7, 2018
Instrument3190696
Transaction TypeTransfer
Record UpdatedMar 7, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4059 BURNING TREE DR DESTIN FL 325414300, DESTIN, FL 32541-4300

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,943.00 (+124.38%)$670,677 (+100.26%) Land $135,185 Building $535,492$670,677 (-1.46%) Land $135,185 Building $535,492
2023$3,540.00 (+2.46%) Homeowner's exemption$334,908 (+3%)$680,639 (+6.95%) Land $122,660 Building $557,979
2022$3,455.00 Homeowner's exemption$325,153$636,437 Land $111,509 Building $524,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 35

May also be available: LiveOak Fiber.

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