4072 Burning Tree Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 4072 Burning Tree Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,682 sqft · built 1994
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Feb 2022)
Tax Bill	$6,777 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-3463-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-3463-7`
Alternative APNs	`00-2S-22-266A-0000-0400` `22S200266A00000400`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,682 sqft Living Area
Gross Area	3,594 sqft
1st Floor Area	1,197 sqft
Upper Floors Area	1,485 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	12,327 sqft (0.283 acres)
Garage Type	Attached
Garage Area	660 sqft
Driveway	Driveway
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4072 BURNING TREE DR
City	DESTIN
State	FL
Zip	32541-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR FOREST LOT 40
Legal Subdivision	WINDSOR FOREST
Legal Lot Number	40
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1002
Census Tract	23305

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4072 BURNING TREE DR, DESTIN, FL 32541-4311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 28, 2021	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 30, 2017	Warranty Deed, Transfer · VA Mortgage FIRST FLORIDA BANK
Jul 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	20223529356
Deed Book / Page	3606 / 1439
Prior Transfer Date	Jul 11, 2017
Prior Transfer Doc	0033093366
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 24, 2022
Property Address	4072 BURNING TREE DR, DESTIN, FL 32541-4311
Document Number	0036061439
Book / Page	3606 / 1439
Map Reference	MB 13 PG 61&62
Instrument Date	Feb 22, 2022
Instrument	3529356
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 FISHER DR, 221, MONTGOMERY, AL 36115-3019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 SOLIMAR WAY, MARY ESTHER, FL 32569-1421

Mortgage

Document Number	0036061440
Date	Feb 24, 2022
Instrument	3606/1440

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Mortgage

Document Number	0036084001
Date	Mar 8, 2022
Book Page	3608/4001
Instrument	3532600

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4072 BURNING TREE DR, DESTIN, FL 32541-4311
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FRANCIS CT, STAFFORD, VA 22554-7681

Mortgage

Document Number	0035631212
Date	Jul 28, 2021
Book Page	3563/1212
Instrument	3475569

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4072 BURNING TREE DR, DESTIN, FL 32541-4311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4072 BURNING TREE DR, DESTIN, FL 32541-4311

Mortgage

Document Number	0034971669
Date	Oct 7, 2020
Book Page	3497/1669
Instrument	3397052

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	354 Months
Due	Apr 8, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 30, 2017
Property Address	4072 BURNING TREE DR, DESTIN, FL 32541-4311
Document Number	0033152815
Book / Page	3315 / 2815
Map Reference	MB13 PG61&62
Instrument Date	Aug 29, 2017
Instrument	3157181
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 COUNTRY CLUB DR W, 135, DESTIN, FL 32541-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4072 BURNING TREE DR, DESTIN, FL 32541-4311

Mortgage

Document Number	0003157182
Date	Aug 30, 2017
Instrument	3157182

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 24, 2017
Property Address	4072 BURNING TREE DR, DESTIN, FL 32541-4311
Document Number	0033093366
Book / Page	003309 / 003366
Instrument Date	Jul 11, 2017
Instrument	3148950
Transaction Type	Transfer
Record Updated	Nov 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 COUNTRY CLUB DR W DESTIN FL 325414400, DESTIN, FL 32541-4400

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,777.00 (-13.73%) Homeowner's exemption	$611,316 (-7.04%)	$667,226 (+1.46%) Land $135,185 Building $532,041
2023	$7,856.00 (+69.93%)	$657,631 (+55.8%) Land $122,660 Building $534,971	$657,631 (+7.06%) Land $122,660 Building $534,971
2022	$4,623.00 Homeowner's exemption	$422,099	$614,236 Land $111,509 Building $502,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	258 units insured incl. 102 condo units
Nearby Flood Claims	65 (1991–2021)
Claims Outside the SFHA	43 of 65
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Georges, Sep 1998 · 10 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: LiveOak Fiber.

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