4079 Burning Tree Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 4079 Burning Tree Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,137 sqft · built 1994
Lot Size	0.344 acres (14,995 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Jul 2026)
Tax Bill	$6,665 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-3474-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-3474-4`
Alternative APNs	`00-2S-22-266A-0000-0510` `22S200266A00000510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,137 sqft Living Area
Gross Area	2,959 sqft
1st Floor Area	2,137 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	14,995 sqft (0.344 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4079 BURNING TREE DR
City	DESTIN
State	FL
Zip	32541-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR FOREST LOT 51
Legal Subdivision	WINDSOR FOREST
Legal Lot Number	51
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1002
Census Tract	23305

Owner

Source: Okaloosa County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4079 BURNING TREE DR, DESTIN, FL 32541-4300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer TITLE SERVICES, BEACH LAND AND TITLE SERVICES
Dec 9, 2020	Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	20263830332
Prior Transfer Date	Mar 3, 2004
Prior Transfer Doc	0002101641
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 29, 2026
Property Address	4079 BURNING TREE DR, DESTIN, FL 32541-4300
Document Number	0003830332
Instrument Date	Jul 28, 2026
Instrument	20263830332
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	TITLE SERVICES, BEACH LAND AND TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$445,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4079 BURNING TREE DR, DESTIN, FL 32541-4300

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 9, 2020
Property Address	4079 BURNING TREE DR, DESTIN, FL 32541-4300
Document Number	0035111271
Book / Page	3511 / 1271
Map Reference	MB 13 PG 61&62
Instrument Date	Nov 30, 2020
Instrument	3413797
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,189.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4129, HARROGATE, TN 37752-4129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 BROKEN ARROW CT, DESTIN, FL 32541-3330

Mortgage

Document Number	0035111273
Date	Dec 9, 2020
Instrument	3511/1273

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,665.00 (+6.47%)	$562,832 (+1.24%) Land $135,185 Building $427,647	$562,832 (+1.24%) Land $135,185 Building $427,647
2023	$6,260.00 (+7.52%)	$555,922 (+7.01%) Land $122,660 Building $433,262	$555,922 (+7.01%) Land $122,660 Building $433,262
2022	$5,822.00	$519,502 Land $111,509 Building $407,993	$519,502 Land $111,509 Building $407,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	258 units insured incl. 102 condo units
Nearby Flood Claims	65 (1991–2021)
Claims Outside the SFHA	43 of 65
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Georges, Sep 1998 · 10 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: LiveOak Fiber.

Nearby Properties on Burning Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures