4064 Burning Tree Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 4064 Burning Tree Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,602 sqft · built 2003
Lot Size0.303 acres (13,223 sqft)
OwnerIndividual Name on Record
Last Sale$828,000 (Jul 2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-590-3465-2

Property Details

APN / Parcel Number

Primary APNC56-000-590-3465-2
Alternative APN
  • 00-2S-22-266A-0000-0420

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,602 sqft Heated Area
Gross Area3,454 sqft
1st Floor Area2,602 sqft
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area13,223 sqft (0.303 acres)
Garage TypeFinished
Garage Area550 sqft
PorchOpen Porch
Porch Area302 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4064 BURNING TREE DR
CityDESTIN
StateFL
Zip32541-4311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSOR FOREST LOT 42
Legal Range22
Legal Township02S
Legal SubdivisionWINDSOR FOREST
Legal Lot Number42
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9615 COUNTY ROAD 2432, TERRELL, TX 75160-8563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2025 · Amount on Record
Deed SaleJul 25, 2025 · Amount on Record
Prior SaleAug 4, 2020 · Amount on Record
Deed Document Number3765520
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 4, 2020
Property Address4064 BURNING TREE DR, DESTIN, FL 32541-4311
Document Number0034802738
Book / Page3480 / 2738
Map ReferenceMB 13 PG 61&62
Instrument DateJul 31, 2020
Instrument3378840
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,095.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4087 WATERVIEW DR, 4087, EDGEWATER, MD 21037-4326

Transferred To (Grantee/Buyer)

NameVerified Name
Address4064 BURNING TREE DR, DESTIN, FL 32541-4311

Mortgage

Document Number0034802740
DateAug 4, 2020
Instrument3480/2740
Lender
NameMORTGAGE ONE OF THE SOUTH INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$529,202 (+6.85%)$630,208 (+1.08%) Land $135,185 Building $495,023
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$495,298$623,491 Land $122,660 Building $500,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 35

May also be available: LiveOak Fiber.

Nearby Properties on Burning Tree Dr

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