407 Roca Trl, Belton, TX 76513 Property Records

Bell County property record for 407 Roca Trl, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,920 sqft · built 2020
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$428,900 (Aug 2020)
Tax Bill	$14,467 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0361571766`

Property Details

APN / Parcel Number

Primary APN	`0361571766`
Alternative APNs	`470818` `734776`

Interior

Stories	1 Story
Building Area	2,920 sqft Living Area
1st Floor Area	2,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 ROCA TRL
City	BELTON
State	TX
Zip	76513-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 005, LOT 0004, 0.760AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	5
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3016
Census Tract	20201

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 ROCA TRL, BELTON, TX 76513-9803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Construction Mortgage AFFILIATED BANK
Sep 23, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 21, 2020	Vendor's Lien, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	202043885
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	0000043885
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	407 ROCA TRL, BELTON, TX 76513-9803
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003197
Date	Jan 21, 2020
Instrument	2020-00003197

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	407 ROCA TRL, BELTON, TX 76513-9803
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062186
Date	Sep 23, 2021
Instrument	2021062186

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 21, 2020
Property Address	407 ROCA TRL, BELTON, TX 76513-9803
Document Number	0000043885
Map Reference	DOC 2016-39
Instrument Date	Aug 20, 2020
Instrument	2020-00043885
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2025 MEMORY LN STE 200, 2025, HARKER HEIGHTS, TX 76548-7488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 SHERIDAN LOOP, BELTON, TX 76513-7590

Mortgage

Document Number	0000043886
Date	Aug 21, 2020
Instrument	2020-00043886

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Dec 18, 2019
Property Address	407 ROCA TRL, BELTON, TX 76513-9803
Document Number	0000057851
Book / Page	011122 / 000553
Instrument Date	Dec 17, 2019
Instrument	57851
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	50 S WHEAT RD BELTON TX 765138220, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,467.00 (+14.27%)	$750,654 (-5.75%)	$750,680 (-5.74%) Land $99,317 Building $651,363
2023	$12,660.00 (-4.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$796,432 Land $99,317 Building $697,115	$796,432 Land $99,317 Building $697,115
2022	$13,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Nextlink, Spectrum, T-Mobile.

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