308 Roca Trl, Belton, TX 76513 Property Records

Bell County property record for 308 Roca Trl, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,491 sqft · built 2020
Lot Size	0.54 acres (23,522 sqft)
Last Sale	$699,000 (Sep 2020)
Tax Bill	$14,099 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0361571820`

Property Details

APN / Parcel Number

Primary APN	`0361571820`
Alternative APNs	`470836` `734776`

Interior

Stories	2 Stories
Building Area	3,491 sqft Living Area
1st Floor Area	3,091 sqft
2nd Floor Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	308 ROCA TRL
City	BELTON
State	TX
Zip	76513-9801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 006, LOT 0015, 0.540AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	6
Legal Lot Number	15
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3036
Census Tract	20201

Owner

Source: Bell County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Mailing Address	308 ROCA TRL, BELTON, TX 76513-9801
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Construction Mortgage ALLIANCE BANK CENTRAL TEXAS
Sep 21, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage COLONIAL NATIONAL MORTGAGE
Dec 18, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	202050417
Prior Transfer Date	Sep 18, 2020
Prior Transfer Doc	0000050417
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	308 ROCA TRL, BELTON, TX 76513-9801
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003047
Date	Jan 21, 2020
Instrument	2020-00003047

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Oct 16, 2020

September 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 21, 2020
Property Address	308 ROCA TRL, BELTON, TX 76513-9801
Document Number	0000050417
Map Reference	DOC 2016-39
Instrument Date	Sep 18, 2020
Instrument	2020-00050417
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, 50, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ROCA TRL, BELTON, TX 76513-9801

Mortgage

Document Number	0000050418
Date	Sep 21, 2020
Instrument	2020-00050418

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Dec 18, 2019
Property Address	308 ROCA TRL, BELTON, TX 76513-9801
Document Number	0000057851
Book / Page	011122 / 000553
Instrument Date	Dec 17, 2019
Instrument	57851
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	50 S WHEAT RD BELTON TX 765138220, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,099.00 (+13.23%)	$731,198 (-9.26%)	$740,000 (-8.17%) Land $94,090 Building $645,910
2023	$12,452.00 (-5.06%) Homeowner's exemption	$805,814 Land $94,090 Building $711,724	$805,814 Land $94,090 Building $711,724
2022	$13,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: Altitude ISP, Nextlink, T-Mobile, Verizon.

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