401 Roca Trl, Belton, TX 76513 Property Records

Bell County property record for 401 Roca Trl, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,770 sqft · built 2018
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Aug 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0361571757`

Property Details

APN / Parcel Number

Primary APN	`0361571757`
Alternative APNs	`470815` `865968`

Interior

Stories	1 Story
Building Area	2,770 sqft Living Area
1st Floor Area	2,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Foundation Type	Slab (Mat/Raft)
Lot Area	25,265 sqft (0.58 acres)
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	409 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	865968
Street Address	401 ROCA TRL
City	BELTON
State	TX
Zip	76513-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 005, LOT 0001, 0.580AC 0.580AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	5
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3016
Census Tract	20201

Owner

Source: Bell County records, as of November 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 ROCA TRL, BELTON, TX 76513-9803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST NATIONAL BANK TEXAS
Oct 8, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage USAA
Sep 28, 2018	Warranty Deed, Transfer BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019
Deed Sale	Oct 8, 2019
Prior Sale	Sep 28, 2018
Deed Document Number	2019-00046371
Deed Book / Page	011036 / 000393
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	401 ROCA TRL, BELTON, TX 76513-9803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042494
Date	Aug 17, 2020
Instrument	2020-00042494

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Address	KILLEEN, TX 76542

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Oct 8, 2019
Property Address	401 ROCA TRL, BELTON, TX 76513-9803
Document Number	0000046371
Book / Page	011036 / 000393
Instrument Date	Oct 7, 2019
Instrument	46371
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ROCA TRL BELTON TX 765139803, BELTON, TX 76513-9803

Mortgage

Document Number	46372
Date	Oct 8, 2019
Book Page	011036/000396
Instrument	46372

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 28, 2018
Property Address	401 ROCA TRL, BELTON, TX 76513-9803
Document Number	0000041041
Instrument Date	Sep 13, 2018
Instrument	41041
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50 S WHEAT RD BELTON TX 765138220, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	41042
Date	Sep 28, 2018
Instrument	41042

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 27, 2020

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$682,576 Land $75,794 Building $606,782	$682,576 Land $75,794 Building $606,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: Altitude ISP, Nextlink, T-Mobile, Verizon.

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