312 Roca Trl, Belton, TX 76513 Property Records

Bell County property record for 312 Roca Trl, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,540 sqft · built 2019
Lot Size	0.539 acres (23,522 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,966 (2023)
Deeds & Mortgages	Feb 2019 Mortgage Jul 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0361571826`

Property Details

APN / Parcel Number

Primary APN	`0361571826`
Alternative APNs	`470838` `844990`

Interior

Stories	1 Story
Building Area	3,540 sqft Living Area
Gross Area	3,541 sqft
1st Floor Area	3,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Foundation Type	Slab (Mat/Raft)
Lot Area	23,522 sqft (0.539 acres)
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	638 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	844990
Street Address	312 ROCA TRL
City	BELTON
State	TX
Zip	76513-9801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 006, LOT 0017, 0.540AC 0.540AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	6
Legal Lot Number	17
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3036
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 ROCA TRL, BELTON, TX 76513-9801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK
Jul 13, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK
Jun 1, 2018	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018
Deed Sale	May 30, 2018
Deed Document Number	201800022321
Deed Book / Page	010475 / 000655
Record Updated	Jun 7, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	312 ROCA TRL, BELTON, TX 76513-9801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007863
Date	Feb 28, 2019
Instrument	2019-00007863

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	TEMPLE, TX 76502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Jul 13, 2018
Property Address	312 ROCA TRL, BELTON, TX 76513-9801
Book / Page	010525 / 000374
Instrument Date	Jul 11, 2018
Instrument	29173
Transaction Type	Construction Loan
Record Updated	Aug 9, 2018
Title Company	FIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9110 POISON OAK RD TEMPLE TX 765025482, TEMPLE, TX 76502-5482

Mortgage

Document Number	0000029173
Date	Jul 13, 2018
Book Page	010525/000374
Instrument	29173

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 12, 2019

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 1, 2018
Property Address	312 ROCA TRL, BELTON, TX 76513-9801
Document Number	0000022321
Book / Page	010475 / 000655
Instrument Date	May 30, 2018
Instrument	22321
Transaction Type	Construction Loan
Record Updated	Jun 25, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9110 POISON OAK RD TEMPLE TX 765025482, TEMPLE, TX 76502-5482

Mortgage

Document Number	22322
Date	Jun 1, 2018
Book Page	010475/000659
Instrument	22322

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 31, 2019

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$14,966.00 (-4.3%) Homeowner's exemption	$800,000 Land $94,090 Building $705,910	$800,000 Land $94,090 Building $705,910
2022	$15,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: Altitude ISP, Nextlink, T-Mobile, Verizon.

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