403 Roca Trl, Belton, TX 76513 Property Records

Bell County property record for 403 Roca Trl, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,551 sqft · built 2018
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$654,360 (Jul 2023)
Tax Bill	$11,800 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0361571760`

Property Details

APN / Parcel Number

Primary APN	`0361571760`
Alternative APNs	`470816` `849989`

Interior

Stories	1 Story
Building Area	2,551 sqft Living Area
1st Floor Area	2,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	23,087 sqft (0.53 acres)
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	496 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	403 ROCA TRL
City	BELTON
State	TX
Zip	76513-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 005, LOT 0002, 0.530AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	5
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3016
Census Tract	20201

Owner

Source: Bell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 ROCA TRL, BELTON, TX 76513-9803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 2, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 1, 2018	Grant Deed, Subdivision Related Transfer GUARANTEED RATE
Apr 9, 2018	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Sep 2, 2022 · Amount on Record
Deed Document Number	202333866
Record Updated	Sep 20, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 31, 2023
Property Address	403 ROCA TRL, BELTON, TX 76513-9803
Document Number	0000033866
Map Reference	DOC 2016-39
Instrument Date	Jul 31, 2023
Instrument	2023033866
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5713 VALLEY OAK DR, EL PASO, TX 79932-4319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 DUNFORD DR, TEMPLE, TX 76502-2405

Mortgage

Document Number	0000033867
Date	Jul 31, 2023
Instrument	2023033867

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Sep 2, 2022
Property Address	403 ROCA TRL, BELTON, TX 76513-9803
Document Number	0000055581
Map Reference	DOC 2016-39
Instrument Date	Aug 20, 2022
Instrument	2022055581
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 ROCA TRL, BELTON, TX 76513-9803

Mortgage

Document Number	0000055582
Date	Sep 2, 2022
Instrument	2022055582

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Oct 1, 2018
Property Address	403 ROCA TRL, BELTON, TX 76513-9803
Document Number	0000041212
Book / Page	010610 / 000904
Instrument Date	Sep 28, 2018
Instrument	41212
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 ROCA TRL MORGANS POINT RESORT TX 765139803, MORGANS POINT RESORT, TX 76513-9803

Mortgage

Document Number	41213
Date	Oct 1, 2018
Instrument	41213

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 9, 2018
Property Address	403 ROCA TRL, BELTON, TX 76513-9803
Document Number	0000014130
Map Reference	PL39
Instrument Date	Apr 4, 2018
Instrument	2018-00014130
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, 50, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014131
Date	Apr 9, 2018
Instrument	2018-00014131

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jan 4, 2019

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,800.00 (-8.62%)	$618,775 (-5.4%) Land $69,260 Building $549,515	$618,775 (-5.4%) Land $69,260 Building $549,515
2023	$12,913.00 (+5.37%)	$654,118 (+20.58%) Land $69,260 Building $584,858	$654,118 (+20.58%) Land $69,260 Building $584,858
2022	$12,255.00	$542,484 Land $69,260 Building $473,224	$542,484 Land $69,260 Building $473,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: Altitude ISP, Nextlink, T-Mobile, Verizon.

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