407 Morningside Dr, Nappanee, IN 46550 Property Records

Elkhart County property record for 407 Morningside Dr, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,816 sqft · built 1956
Lot Size	0.203 acres (8,886 sqft)
Owner	Individual Name on File
Tax Bill	$2,297 (2024)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-14-31-252-001.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-31-252-001.000-029`
Alternative APN	`1431252001029`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,211 sqft
Attic	Attic
Attic Area	1,211 sqft
Basement Area	1,211 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1956
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,886 sqft (0.203 acres)
Lot Dimensions	125 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	147 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1431252001029
Old Parcel Number	1431252001029
Street Address	407 MORNINGSIDE DR
City	NAPPANEE
State	IN
Zip	46550-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	VICTORY HOME ADD LOT 12
Legal Subdivision	VICTORY HOME ADD
Legal Block	252
Legal Lot Number	12
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	1200

Owner

407 Morningside Dr is owned and occupied by an individual who acquired it in June 2018.

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	407 MORNINGSIDE DR, NAPPANEE, IN 46550-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Aug 25, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018
Deed Sale	Jun 25, 2018
Prior Sale	Aug 25, 2017
Deed Document Number	0000002559
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jun 25, 2018
Property Address	407 MORNINGSIDE DR, NAPPANEE, IN 46550-2226
Document Number	0000002559
Map Reference	MB3 PG92
Instrument Date	Jun 22, 2018
Instrument	2018-12559
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	HAMILTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MORNINGSIDE DR, NAPPANEE, IN 46550-2226

Mortgage

Document Number	0000002560
Date	Jun 25, 2018
Instrument	2018-12560

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Aug 25, 2017
Property Address	407 MORNINGSIDE DR, NAPPANEE, IN 46550-2226
Document Number	0000008241
Map Reference	MB3 PG92
Instrument Date	Aug 14, 2017
Instrument	2017-18241
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	407 MORNINGSIDE DR, NAPPANEE, IN 46550-2226

Mortgage

Document Number	0000008242
Date	Aug 25, 2017
Instrument	2017-18242

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,300 (+12.24%) Land $24,400 Building $226,900	$251,300 (+12.24%) Land $24,400 Building $226,900
2024	$2,297.00 (+13.49%)	$223,900 (+7.18%) Land $24,400 Building $199,500	$223,900 (+7.18%) Land $24,400 Building $199,500
2023		$208,900 (+8.07%) Land $24,400 Building $184,500	$208,900 (+8.07%) Land $24,400 Building $184,500
2022	$2,024.00 Homeowner's exemption	$193,300 Land $24,400 Building $168,900	$193,300 Land $24,400 Building $168,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway, Verizon, Xfinity.

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