Elkhart County property record for 403 Morningside Dr, Nappanee, IN 46550
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 996 sqft · built 1946 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,650 (2024) |
| Deeds & Mortgages | Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-14-31-252-003.000-029 |
| Primary APN | 20-14-31-252-003.000-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| Gross Area | 2,384 sqft |
| 1st Floor Area | 996 sqft |
| Basement Area | 996 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 90 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 403 MORNINGSIDE DR |
|---|---|
| City | NAPPANEE |
| State | IN |
| Zip | 46550-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | VICTORY HOMES ADD LOT 14 |
| Legal Subdivision | VICTORY HOMES ADD |
| Legal Block | 252 |
| Legal Lot Number | 14 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1200 |
Source: Elkhart County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 403 MORNINGSIDE DR, NAPPANEE, IN 46550-2226 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 18, 2025 |
| Transfer Doc | 0000006280 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Sep 18, 2025 |
| Property Address | 403 MORNINGSIDE DR, NAPPANEE, IN 46550-2226 |
| Document Number | 0000006280 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2025-16280 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 403 MORNINGSIDE DR, NAPPANEE, IN 46550-2226 |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Union Township |
| Municipality | Nappanee City |
| Unified School District | Wa-Nee Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179,800 (+11.47%) Land $24,000 Building $155,800 | $179,800 (+11.47%) Land $24,000 Building $155,800 | |
| 2024 | $1,650.00 (+12.47%) | $161,300 (+6.89%) Land $24,000 Building $137,300 | $161,300 (+6.89%) Land $24,000 Building $137,300 |
| 2023 | $150,900 (+5.75%) Land $24,000 Building $126,900 | $150,900 (+5.75%) Land $24,000 Building $126,900 | |
| 2022 | $1,467.00 Homeowner's exemption | $142,700 Land $24,000 Building $118,700 | $142,700 Land $24,000 Building $118,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| New Paris Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Fourway, Verizon, Xfinity.
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