405 Morningside Dr, Nappanee, IN 46550 Property Records

Elkhart County property record for 405 Morningside Dr, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,780 sqft · built 1955
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Tax Bill	$1,741 (2024)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-14-31-252-002.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-31-252-002.000-029`
Alternative APN	`1431252002029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	66 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	405 MORNINGSIDE DR
City	NAPPANEE
State	IN
Zip	46550-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	VICTORY HOME ADD LOT 13
Legal Subdivision	VICTORY HOME ADD
Legal Block	252
Legal Lot Number	13
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	1200

Owner

405 Morningside Dr is owned and occupied by an individual who acquired it in October 2021.

Source: Elkhart County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	405 MORNINGSIDE DR, NAPPANEE, IN 46550-2226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2021
Transfer Doc	0000008149
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Oct 19, 2021
Property Address	405 MORNINGSIDE DR, NAPPANEE, IN 46550-2226
Document Number	0000008149
Map Reference	MB 3 PG 92
Instrument Date	Oct 19, 2021
Instrument	2021-28149
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	MTC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MORNINGSIDE DR, NAPPANEE, IN 46550-2226

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,500 (+11.99%) Land $24,000 Building $166,500	$190,500 (+11.99%) Land $24,000 Building $166,500
2024	$1,741.00	$170,100 (+6.98%) Land $24,000 Building $146,100	$170,100 (+6.98%) Land $24,000 Building $146,100
2023		$159,000 (+5.58%) Land $24,000 Building $135,000	$159,000 (+5.58%) Land $24,000 Building $135,000
2022	$1,574.00 Homeowner's exemption	$150,600 Land $24,000 Building $126,600	$150,600 Land $24,000 Building $126,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway, Verizon, Xfinity.

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