Elkhart County property record for 404 Morningside Dr, Nappanee, IN 46550 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,120 sqft · built 1989 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,090 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-14-31-251-005.000-029 |
| Primary APN | 20-14-31-251-005.000-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| 2nd Floor Area | 540 sqft |
| Upper Floors Area | 260 sqft |
| Basement Area | 324 sqft |
| Game Room | Game Room |
| Flooring | Subfloor |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 63 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1431251005029 |
|---|---|
| Old Parcel Number | 1431251005029 |
| Street Address | 404 MORNINGSIDE DR |
| City | NAPPANEE |
| State | IN |
| Zip | 46550-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VICTORY HOME ADD LOT 8 |
| Legal Subdivision | VICTORY HOME ADD |
| Legal Block | 251 |
| Legal Lot Number | 8 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 1200 |
Source: Elkhart County records · APN 20-14-31-251-005.000-029
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 404 MORNINGSIDE DR, NAPPANEE, IN 46550-2227 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2005 |
| Deed Sale | Apr 15, 2005 |
| Prior Sale | Apr 15, 2005 |
| Deed Document Number | 0000011013 |
| Last Transfer Date | Sep 01, 2011 |
| Transfer Doc | 0000016134 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 404 MORNINGSIDE DR, NAPPANEE, IN 46550-2227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000359 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020-30359 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, CT 6804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Union Township |
| Municipality | Nappanee City |
| Unified School District | Wa-Nee Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $325,900 (+8.42%) Land $24,000 Building $301,900 | $325,900 (+8.42%) Land $24,000 Building $301,900 | |
| 2024 | $3,090.00 (+12.73%) | $300,600 (+7.47%) Land $24,000 Building $276,600 | $300,600 (+7.47%) Land $24,000 Building $276,600 |
| 2023 | $279,700 (+6.27%) Land $24,000 Building $255,700 | $279,700 (+6.27%) Land $24,000 Building $255,700 | |
| 2022 | $2,741.00 Homeowner's exemption | $263,200 Land $24,000 Building $239,200 | $263,200 Land $24,000 Building $239,200 |
Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180390012003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 393 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| New Paris Telephone Company | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Mediacom Communications, Fourway Computer Products, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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